Oregon House Representative David Gomberg has issued a warning to Central Coast business owners and employees that a devilishly clever credit card scam is slithering its way across Oregon.
Here’s how it works. A customer wants to buy something. He/she pulls out a credit card and gives it to the sales person. The card is rejected. The customers says, “Oh, that can’t be right. Let me call the bank.”
He/she pulls out their cell phone, calls the credit card bank’s 800 number, which is a FAKE number printed on the back of the card! When the customer’s co-conspirator answers the phone, the customer gives the phone to the sales clerk who then enters a “denial override code” and the sale goes through. The customer walks out with the merchandise and within a day or two the business finds out they’ve been had.
Gomberg says business owners should instruct their sales clerks that VALID credit card authorizations should come ONLY from their Point of Sale machines, NOT OVER A PHONE!
And of course, any such suspicious activity should be immediately reported to your local police or sheriff’s department.