Letter To The Editor:
By now, homeowners in Newport received an application for insurance coverage that addresses the threat of water and sewer lines breaking down. It states that homeowners are responsible for repair costs from their house to the street.
The material appears to have been issued by City of Newport because City letterhead was used, and because the two letters end “Sincerely, The City of Newport.” But the envelope was mailed from zip code 33310, which is Fort Lauderdale, Florida. The postage-paid envelope for your check and signed “Acceptance Form” is pre-addressed to Canonsburg, Pennsylvania (no company name appears on the return envelope).
The letter offers water line and sewage/septic line insurance at an annual cost of $145.68 for both. Or, water coverage alone at $69 annually; or sewer/septic coverage alone at $93.00.
The price might seem reasonable, but the letter fails to disclose that this type of insurance is already available from most homeowner’s insurance providers and, if not already included, can be added to basic coverage at less than half that price.
The letter isn’t entirely a scam. It’s true that the City of Newport is a partner in this offer, but it did not send the mailing. And the information contains no mention of the kickback the City will receive for every policy issued. And no mention that the City was required to turn over the personal contact information for every resident.
What the mailing does accomplish is to ratchet up fear during this time of pandemic and skyrocketing death rates, job loss, business shutdowns, financial hardships, political instability, rioting and insurrection, congressional death threats, insufficient vaccine doses, etc. Your water & sewer lines might collapse! You’d better do something right now to protect yourself!
However, it is not the City’s role to promote a private insurance company, especially when it stands to gain financially. Before signing up, call your homeowner’s insurance provider and check out what it offers.
Barbara L. Turrill
The opinions contained in this Letter to the Editor reflect the views and opinions of the writer – and only the writer. It does not necessarily reflect the views and opinions of the staff and management of NewsLincolnCounty.com.