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Property owner fire insurance rates ready to fall substantially in the Siletz area

Fire insurance rates coming down in the Siletz Valley Fire District

Fire insurance rates coming down in the Siletz Valley Fire District

Great news for property owners that live within the Siletz Valley Fire District! The fire district has just received official notice that the fire department’s level of professionalism has risen substantially since the last fire insurance rating some years back. The district’s “ISO” rating of fire service within the district has improved based on fire fighting proficiency and fire prevention efforts – both improved to the point that property owners within the district should receive a reduction in their annual fire insurance premiums – possibly by as much as a 30% drop in premium costs.

Siletz Valley Fire has received a new ISO score of 3/3, a full two point improvement since the last rating period. The Insurance Service Office (ISO) is an organization that collects and evaluates information from fire departments and their communities nationwide on their “structure fire” (building fire) suppression capabilities. Their findings are then compiled and each fire department is issued a rating from 10 to 1 with 1 being the best. Previously, Siletz Valley Fire had a rating of 5/8b, but after their recent review, our rating dropped to a 3/3y rating! The first number pertains to areas that are protected by a fire hydrant within 1000 ft. of a residence, and the second number refers to areas greater than 1000 ft. from a fire hydrant. All fire agencies receive dual grades if they contain rural areas.

A Siletz Valley Fire District official said “The improved rating is the result of increased staffing and a lot of hard work over the past year. As always, we strive to provide quality fire education and prevention programs to all our volunteers, who, in turn, provide fire suppression, fire prevention, emergency medical services, and an array of rescue services. Without these dedicated volunteers and staff, none of this would be possible.”

“So what does this mean? Basically, this new lower grading means that homeowners in our fire district will receive a better rate on fire insurance by an average of 30% of their current rate. If you happen to be in our district and near a hydrant, we encourage you to let your fire insurance carrier know today. Most importantly, thank your volunteer firefighters for making a difference in the community!”

As part of your notification to your fire insurance carrier, the carrier will need a confirmation letter from the Siletz Valley Fire Protection District to certify the newly improved fire rating. Siletz Fire says they will be very happy to provide that service by sending the notification directly to your fire insurance carrier.

The Siletz Valley Fire District boundaries are roughly, from Siletz, north to Pompel HIlls near milemarker 24 on Highway 229, west across the river for a ways, east out Logsden Road to milemarker 14, and south to Hudson Loop on 229.

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