The deadline to make sure your private health insurance continues this January is fast approaching. People have only 10 more days to enroll – by Dec. 15th – for their coverage to be effective Jan. 1, 2015.
Oregonians can go to HealthCare.gov to compare plans, apply for tax credits and other financial savings, and enroll in coverage.
“A large number of Oregonians still need to take action to make sure they are covered in the new year,” said Aaron Patnode, Executive Director of Cover Oregon. “We are working hard to get the word out and urge people to enroll in private coverage through HealthCare.gov by Dec. 15.”
As of Nov. 30, about 19,000 Oregonians had enrolled in 2015 individual private health insurance plans, according to preliminary data reported by insurance carriers. That represents about 9 percent of the total number of individuals who currently have coverage.
“People tend to wait until the last minute, but it’s important that you don’t wait too long. Even if you have an opportunity to renew your plan, we encourage you to visit HealthCare.gov and shop around,” said Oregon Insurance Commissioner Laura Cali. “Your plan may have changed, and you may have different health or financial needs this year. Oregon’s competitive market means you have lots of choices.”
Licensed insurance agents can help you decide which plans might be the best fit for you. To find an agent who can help you enroll in a plan, visit CoverOregon.com. You can also find in-person help over the next week at enrollment open houses. Visit CoverOregon.com for details and to pre-register.
The open enrollment period for people who buy their own health insurance runs from Nov. 15, 2014, through Feb. 15, 2015. Open enrollment is the one time during the year when you can change plans, change insurance companies, or choose to stay with the plan you have. HealthCare.gov is the only place for Oregonians to apply for tax credits and other financial savings. Oregonians who are covered through the Oregon Health Plan (Medicaid) are not required to re-enroll during this period. Their renewal dates are individual to them and they will receive a letter from the Oregon Health Authority when it is time for them to renew their coverage. When they receive the letter, they should take action right away.
* Enrolled means a person has selected a plan. Consumers must pay the first month’s premium for their coverage to become effective.