(Salem) – The new year provides an opportunity to get a fresh start on a path to financial health. The Oregon Division of Finance and Corporate Securities not only has suggestions for how to do this, but tips that will help you stick with your goals.
“We all begin with the best intentions but eventually our interest may falter or we become distracted by other demands,” said David Tatman, division administrator. “For starters, choose one or two goals and an action plan on how you’re going to meet them.”
Six key suggestions can be found on the division’s website at http://www.cbs.state.or.us/external/dfcs/consumer_info/financial_resolutions.html. Or just click here.
They range from paying off credit cards to opening a retirement account or bumping up your contribution to an existing account.
“Saving early avoids problems that inevitably come up when people realize they don’t have enough to be financially secure or retire when they want or need to,” Tatman said. “It gives you options and some protection for unexpected expenses.”
The Division of Finance and Corporate Securities is part of the Oregon Department of Consumer and Business Services.
The Division of Finance and Corporate Securities (DFCS) helps ensure that a wide range of financial products and services are available to Oregonians and protects consumers from financial fraud and abuse. It does that by licensing financial institutions and service providers, regulating the sale of securities in Oregon, investigating complaints and alleged violations of financial-service laws, and providing education and other resources to consumers.
The Department of Consumer and Business Services is Oregon’s largest business regulatory and consumer protection agency. For more information, visit www.dcbs.oregon.gov.