Yaquina Head Lighthouse closed this week…

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Dec 022018
 

The interior of the Yaquina Head Lighthouse at Yaquina Head Outstanding Natural Area will be closed from Monday, December 3 through Sunday, December 9 for maintenance. During this time, no tours of the lighthouse will be offered. This temporary closure will not affect any other aspects of the park, and visitors are welcome to view the lighthouse from outside, visit the Interpretive Center, explore the tidepools, and walk along a variety of trails.

The park entrance fee is $7.00/vehicle (3-Day Pass). Accepted passes include Yaquina Head Annual Pass, Oregon Pacific Coast Passport, and Federal Annual, Senior, Military, Access, Volunteer and Every Kid in a Park Passes.

The Yaquina Head Interpretive Center will be open from 10:00 a.m. to 4:00 p.m. All other areas of the park will be open from 8:00 a.m. to dusk. For more information about the Yaquina Head Outstanding Natural Area contact the BLM at (541) 574-3100, between 10:00 a.m. and 4:00 p.m.

OCA says: Watch for stranded sea turtles this winter….

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Dec 022018
 


If you’re out walking the beach this winter, keep an eye open for stranded sea turtles. Winter storms and transitioning ocean conditions along the Pacific push sea turtles northward into colder waters, where they quickly grow weak and end up stranded on Northwest beaches.

“Sea turtles that are near our shoreline this time of year have become enveloped by colder water as the warmer summer currents dissipate and winter sets in here in the Northeastern Pacific,” said Jim Burke, Director of Animal Husbandry at the Oregon Coast Aquarium. “This environmental change slows the turtles down, which decreases their ability to migrate south, feed and maintain homeostasis. This can lead to dehydration, malnutrition and hypothermia as the animal physiologically shuts down. They then often become victim to the currents and waves, which can bring them crashing onto our beaches.”

The Oregon Coast Aquarium and Seattle Aquarium are the only rehabilitation facilities in the northwest United States authorized by the U.S. Fish & Wildlife Service to rehabilitate sea turtles. Pacific green sea turtles (Chelonia mydas) and olive ridley sea turtles (Lepidochelys olivacea) are two species that most commonly strand in the Pacific Northwest, and both are protected by the endangered species act.

A sea turtle was found stranded on the Oregon coast last week, but it was determined deceased upon arrival on the beach. Last year, the Aquarium treated the first sea turtle, a female olive ridley, on Thanksgiving. Two more turtles followed throughout the winter, but unfortunately, none of the large reptiles survived. Cold-stunned sea turtles present a myriad of complications that are difficult to diagnose and can remain hidden for some time.

The Aquarium’s past successful rehabilitation and releases of stranded sea turtles, although rarer, serve as evidence for the positive impacts of sea turtle rescue. The return of reproductively viable sea turtles back into wild endangered breeding populations can be critical for species recovery. And while cooperation among partner organizations and federal and state agencies is essential to rescue sea turtles—it begins with you.

If you find a sea turtle on the Oregon coast, immediately note its location, remain nearby to observe it if possible, and contact the Oregon State Police Tipline at 800-452-7888 or the Marine Mammal Stranding Network (MMSN) in Oregon, Washington, and California at 1-866-767-6114. The MMSN will act immediately to coordinate recovery and transportation for the sea turtle to the appropriate rehabilitation facility.

KYAQ fundraiser dinner tonight in Newport

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Dec 022018
 

THE DEDICATED GROWTH OF LOCAL COMMUNITY RADIO: KYAQ 91.7 FM

KYAQ FM, 91.7 on your radio dial, is about to celebrate 5 years of local broadcasting in Lincoln County. The station went on the air in January of 2014, offering non-locally produced programming almost exclusively. Over the past 5 years, KYAQ FM has expanded local shows and now covers locally produced programs on topics as diverse as classical music, the environment, LGBTQ concerns, health issues, history of the Blues, interviews with local community leaders, book discussions, Latino community issues, spirituality, and local/state/federal politics. In addition, KYAQ continues to carry national programming such as Democracy Now with Amy Goodman and Alternative Radio with David Barsamian. KYAQ broadcasts 24 hours a day, 7 days a week, and streams content via the website, www.kyaq.org.

KYAQ FM is staffed by volunteers, including all of the producers of local programming. Funding, which has always been a challenge, comes from fundraising events, sustaining memberships, in-kind donations, local underwriting and grants. Unlike public broadcasting such as KLCC FM in Eugene, KYAQ is independent, receiving no federal funding from the Corporation for Public Broadcasting. The station’s financial survival is almost entirely due to the generosity of listeners in Lincoln County, although the station has received some limited support from individuals outside of Lincoln County due to the ability to listen to KYAQ through online streaming.

As part of that fundraising effort, KYAQ FM is hosting the 3rd Annual Fundraising Dinner on Sunday, December 2, from 6:00 – 8:30 PM, at Café Mundo in Newport. The event will be catered by Becca Ottensmann, with music provided by two local groups: Lucky Gap and Professor Gib & Friends. Station Manager Bill Dalbey states that “KYAQ continues to work on expanding our technical capabilities through acquiring new equipment in 2018 and installing a new server in 2019.” Bill also hopes to secure funding for equipment that will allow KYAQ to carry live remote broadcasts, to purchase a state of the art broadcast console and create a digital music library. These improvements will allow more local programming to make it to the airwaves, whether as a live music show such as Chip Russell’s new show, Bluegrass by the Sea, or Rhonda Jantzen’s interviews with individuals in the LGBTQ community.

Additional information on programming, how to volunteer, and future plans for the station will be presented at the fundraiser. Franki Trujillo Dalbey, KYAQ Board President, describes the event as “an opportunity to come together to share a delicious meal with friends, listen to fabulous music and to update the community on what is being planned for 2019.” There is a suggested minimum donation for the dinner of $25.00 at the door. For more information, contact KYAQ FM by calling (541) 635-0034 or by email: comments@KYAQ.org.

A rather tall one came down on a Lincoln City home….

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Dec 022018
 

Wet ground and high winds equals….submitted photo

From Captain Jim Kusz, North Lincoln Fire Department

North Lincoln Fire and Rescue and Pacific Power were dispatched to an incident where a very tall tree fell across the roof of a home at 2095 NE Tide Avenue. High winds blew the tree down across the roof at around 12:45 Sunday morning. Power lines to the house where also down and initial reports indicated that the tree was on fire. But upon arrival, fire crews found no fire. No occupants inside the home were uninjured.

The Gift of Being Prepared!

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Dec 022018
 

The sea: Full of earthquakes and tsunamis
Capt. Jim Kusz photo


GIFT of Preparedness

This Holiday Season in the shadow of the disasters we’ve seen globally, our first wind storm of the season and the devastating wildland fires in California, I’m suggesting giving the “Gift of Preparedness” to shed some light on how your family, and our community can better prepare for calamities that may occur, with a gift, the Severe Event Training (SET) book.

Ask yourself, are you SET for the next winter storm, wildland fire, or earthquake and tsunami to hit the Oregon coast?
If not, this simple workbook can assist you in planning for what “mother nature” may have in store for us.

SET the “Severe Event Training” book (and program) was developed to assist the general public with information from the American Red Cross and scenarios in the workbook to start the dialogue on preparation, response and recovery after a severe event. SET was funded by local businesses and every edition has been supported by Chinook Winds Casino & Resort, providing funding and the cover graphics for the books. No Taxpayer’s dollars went to SET publications.

We currently are freely giving the fourth edition of SET books, to assist individuals in planning, and give our community a place to start thinking about what they could do to better protect themselves in case of any severe event and what they (in their particular situation) might need. North Lincoln Fire & Rescue and our surrounding partners in Fire and Life Safety actively continues our outreach to educate people about fire prevention, storm readiness, and earthquake and tsunami.

It may seem odd, but taking some time to talk with family and friends near and far about how to better prepare before and response after a disaster may be the best gift ever. Being prepared gives peace of mind, knowing what you need and do after an event helps not only you, but our community.

Locations with “FREE” SET books:
North Lincoln Fire & Rescue
Bob Everest Station, Oceanlake / Lincoln City
St. Clair Station, Taft / Lincoln City
Lincoln City, City Hall 3rd floor / Lincoln City
News-Guard / Lincoln City
Oregon Coast Community College / Lincoln City
Yaquina Bay Communications Radio Stations / Newport
Newport Fire Station
News-Times / Newport
Depoe Bay Fire & Rescue’s Stations

Weather or Not: A Cool Change

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Dec 022018
 

12/2/18 Scattered showers early today, becoming partly sunny, high 50F, foggy tonight-tomorrow morning, then gradual clearing, low 35F, high 45-50F. Outlook: sunny Tue-Fri, gusty east winds, rain developing by Sat, cool temps with highs in the mid-40s and lows near freezing all week.

Beaches Today:
Surf Height…………..9 to 13 ft.
Weather………………Mostly cloudy with a chance of showers. Highs around 50.
Wind…………………Southwest 5 to 10 kt.
Tides (South Beach)…
Low tide….1.5 ft at 01:35 AM PST.
High tide…8.6 ft at 08:19 AM PST.
Low tide….1.5 ft at 02:48 PM PST.
High tide…6.8 ft at 08:51 PM PST.
Sunrise – 7:37 AM PST. Sunset – 4:35 PM PST.

Weekend Travel: Mainly bare pavement today, spots of ice possible tonight in the Valley, Gorge and Coast Range; in the Cascades, light snow accumulations with patches of ice, the snow level well below the passes at 2,000′, dropping to the surface tonight.

Man rescued off Otter Rock but succumbs despite valiant CPR by fire fighters

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Dec 022018
 

Details are sketchy, but reports say that a male surfer was surfing in less than ideal conditions when he suddenly was separated from his board, just off Otter Rock. A Coast Guard rescue helicopter responded to the scene and air lifted the unconscious surfer back to dry ground where medics performed CPR – but to no avail. Reports say the surfer was declared deceased.

More details when they become available.

And a little child shall lead them….even today…

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Dec 012018
 

Grace Wins Haven needs donations of Christmas gifts for young and not so young….


Newport homeless and warming shelter provider Traci Flowers has taken a suggestion to heart, submitted by a ten year old girl so that Christmas doesn’t pass by those who need a little lift this month.

Flowers reports that “We have a 10 year old girl’s wish for Christmas to make sure all the homeless children in our community get Christmas presents!

The way it works is they contact Grace Wins Homeless program via phone email or messenger. We give them the Christmas wishes of a homeless Community member. They return the gifts to us – we wrap them and have a Christmas party where the first gifts will be distributed. We will give out the gifts and have a Christmas dinner and goodies with the homeless in our community.

Weather or Not: Two Feet Below

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Dec 012018
 

12/1/18 Showers likely today-tonight, light winds, high 50F, low 40F, chance of showers/partly sunny tomorrow, high 50F. Outlook: areas of fog otherwise mainly clear Mon-Thu, gusty east winds, much cooler with highs in the upper-40s and lows in the low-30s, next chance of rain is Fri.

Beaches Today:
Surf Height…………..10 to 14 ft.
Weather………………Mostly cloudy with showers and a slight chance of thunderstorms. Highs around 50.
Wind…………………North 5 to 10 kt with gusts to 20 kt.
Tides (South Beach)…
Low tide….1.0 ft at 12:33 AM PST.
High tide…8.2 ft at 07:27 AM PST.
Low tide….2.4 ft at 01:43 PM PST.
High tide…6.7 ft at 07:34 PM PST.
Sunrise – 7:36 AM PST. Sunset – 4:35 PM PST.

Weekend Travel: Mixed wet/dry highways in Northwest Oregon’s lower elevations through Sunday night; a Winter Weather Advisory continues for the Cascade passes where several inches of snow is expected, the snow level 2,500′ today dropping to 1,500′ tomorrow.

Precipitation:
November 2018 – 5.64”
Average November – 10.65”
So far this year – 43.76”
Annual average – 69.95”
Below normal – 26.19”

Lincoln City Warming Shelter calls out for much needed food and supplies

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Dec 012018
 

Lincoln City Homeless/Warming Shelter
Google Maps

A plea for community support for the Lincoln City Homeless/Warming Shelter from John and Cecilia

Dear Friends,

We are looking for kind donations of cooking utensils to feed and take care of the homeless in our area. Donations are for the Lincoln City warming shelter.

We desperately need a big canning pressure cooker so that bulk food can be processed on time. We need a big rice cooker or steamer. We need one of the salad shooter industrial units to process vegetables in the kitchen as quickly as it is required.

Would be honored to pick up the items if you cannot drop them off.

Just old volunteers here trying to give back to the world for the blessings we have received. Way good karma if you can help us out. Clothing, blankets, anything you can pass on to our less fortunate brothers and sisters.

Please contact us by email: brahma@cablespeed.com

So many thanks in advance, God bless,

John and Cecilia

Among the most photographed shipwrecks in the world…S.S. Peter Iredale

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Dec 012018
 

Shipwreck of the Peter Iredale near Warrenton
Leo Simon, Cos Family photo
Oregon Historical Society


After 112 years of being pounded by the sea, there’s not much left….
Frank Cavezza photo

A shipwreck’s port hole view of the sea…
Frank Cavezza photo


The wreck of the Peter Iredale is shown in the top photograph, taken by Portland photographer Leo Simon on November 13, 1906, nineteen days after the ship ran aground near Ft. Stevens.

The Peter Iredale was a four-masted steel bark built in Maryport, England, in 1890. The vessel was owned by British shipping firm Iredale & Porter. On September 26, 1906, the Iredale left Salina Cruz, Mexico, bound for Portland, where it was to pick up a cargo of wheat for the United Kingdom. In the early morning of October 25th, despite encountering heavy fog, they managed to safely reach the mouth of the Columbia River.

The captain of the ship, H. Lawrence, later recalled that, as they waited for a pilot, “a heavy southeast wind blew and a strong current prevailed. Before the vessel could be veered around, she was in the breakers and all efforts to keep her off were unavailing.”

The Iredale ran aground at Clatsop Beach, hitting so hard that three of her masts snapped from the impact. Fortunately, none of the crew were seriously injured. Captain Lawrence ordered that the ship abandoned, and rockets were launched to signal for help.

The lifesaving station at Point Adams quickly responded, sending a team of men to rescue the crew. It was a dangerous task, but the lifesavers managed to bring all twenty-seven crewmen, including two stowaways, safely to shore. William K. Inman, one of the lifesavers who helped Captain Lawrence ashore, remembered that the red-bearded captain stood stiffly at attention, saluted his ship, and said “May God bless you and may your bones bleach in these sands.” He then turned and addressed his men with a bottle of whisky in his hand. “Boys,” he said, “have a drink.” The British Naval Court later ruled that the sudden wind shift and the strong current were responsible for the stranding of the ship, and that the captain and his officers were “in no wise to blame.”

The wrecked bark became an immediate tourist attraction. The day after the ship ran ashore the Oregon Journal reported that the wreck “proved a strong attraction…and in spite of the gale that was raging scores flocked to the scene of the disaster.” They noted that the Astoria & Columbia River Railroad was already planning to run excursion trains to the site.

Although the ship has been broken up by wave, wind, and sand over the years, the wreck of the Peter Iredale continues to be a popular tourist attraction.

Life Insurance with a Refund – Duane Silbernagel

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Nov 302018
 

Click here for Details


Duane J. Silbernagel
Financial Advisor
Waddell & Reed
541-614-1322

Life Insurance with a Refund
Provided By: Duane J. Silbernagel

Comparatively speaking, of all the different types of life insurance available, term is usually the least expensive. Generally, term life insurance provides protection for a stated or defined period of time, usually from one year to 30 years. If you die during the coverage term, your beneficiary receives the death benefit from the policy. But what if you outlive the term? With return of premium (ROP) life insurance, you receive the return of all your premium payments at the end of the policy term if certain conditions are met.

What is ROP?
Variations may apply, but generally ROP is term life insurance coverage for a specific number of years (term). The face amount of the policy, or death benefit, is paid to your beneficiaries if you die during the term. But unlike straight term, if you live longer than the term, all of your premiums are returned to you with ROP as long as the policy was in good standing and in force at the end of the term. Some insurers even pay back a prorated portion of your premium if you cancel the ROP term insurance before the end of the term. Also, the premium returned generally is not considered ordinary income, so you won’t have to pay income taxes on the money you receive from the insurance company. (Please consult your tax adviser.)

Some particulars
Unlike permanent cash value life insurance, ROP premiums generally do not earn interest or appreciate in value. Also, the premium returned usually does not include the return of added premium charges for substandard coverage (extra premium charged for poor health) or costs for certain policy riders (extra premium you pay for benefits added to the basic term policy, such as a disability rider).
The cost of ROP can be significantly greater than straight term insurance, depending on the issuer, age of the insured, amount of coverage (death benefit), and length of the term. But ROP almost always costs less than permanent life insurance with the same death benefit. While straight term insurance can be purchased for terms as short as one year, most ROP insurance is sold for terms of 10 years or longer.

Is ROP right for you?
Before you buy life insurance, you should know how much insurance you need. Your need for insurance is based on numerous factors, some of which include your current age and income, your marital status, the number of incomes in your household, your number of dependents, your long-term financial goals, the amount of your outstanding debt, your existing life insurance, and your other assets. You should also consider your overall financial, estate, and tax planning goals as part of your insurance
needs evaluation.

Term insurance is appropriate for situations when there is a high need for insurance but not much cash flow to pay for it. For example, a young family with limited cash resources may have a great need for survivor income to provide for living expenses and education needs. Also, term insurance may be appropriate to cover needs for a limited period of time, such as coverage during your working years, your children’s college years, or for the duration of a loan or mortgage.

Whether to consider ROP term insurance usually revolves around a few issues. Does the added cost of ROP fit into your budget? It’s great to know you can get your money back if you outlive the term of your life insurance coverage, but there is a cost for that benefit. Also, if you die during the term of insurance coverage, your beneficiaries will receive the same death benefit from the ROP policy as they will from the less-expensive straight term.

Some financial professionals recommend that the best way to provide for your life insurance needs is to “buy term and invest the difference.” This suggestion is based on the premise that you know how long you will need life insurance protection (until your mortgage is paid off, for example), and that you’ll be able to get a better return on your savings from other investments. The same rationale may apply to ROP term insurance. Since your premiums do not earn interest while with the issuer, they likely will not keep up with inflation. So you may want to consider paying the lower premiums for straight term insurance and investing the difference to potentially accumulate more savings.

When choosing between these two alternatives, you may want to think about the amount of coverage you need, the amount of money you can afford to spend, and the length of time you need the coverage to continue. Your insurance professional can help you by providing information on straight term and ROP term life insurance, including their respective premium costs.

The cost and availability of life insurance depend on factors such as age, health, and the type and amount of insurance purchased. Optional riders are available for an additional fee and are subject to contractual terms, conditions, and limitations as outlined in the prospectus and may not benefit all investors.

The return of premium, as well as any other guarantees related to life insurance, are contingent on the claims-paying ability and financial strength of the issuer.
All investing involves risk, including the possible loss of principal, and there is no guarantee that any investment strategy will be successful. There is no assurance that working with a financial professional will improve investment results.
I hope you found this beneficial and informational. For more information about me and my services, visit my website: www.duane.wrfa.com Thank you for your interest.

Duane Silbernagel is a Financial Advisor in Lincoln City, Oregon offering securities through Waddell & Reed, Inc., Member FINRA and SIPC. He can be reached at (541) 614-1322 or via email at DSilbernagel@wradvisors.com.
This article is meant to be general in nature and should not be construed as investment or financial advice related to your personal situation. The article was written by an independent third party, Broadridge Investor Communication Solutions, Inc. (Copyright 2018) and is provided for informational and educational purposes only. Waddell& Reed is not affiliated with www.newslincolncounty.com website and is not responsible for any other content posted to this website. (10/18)

Financial help with health care deadline is December 15th!!!!

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Nov 302018
 


(Salem) – Thousands of Oregonians may be leaving money on the table when it comes to financial help for health insurance. According to an analysis of census data, more than 100,000 Oregonians—including approximately 9,000 people in Clatsop, Columbia, Lincoln, and Tillamook counties—were estimated to be eligible for subsidies through HealthCare.gov in 2018, but did not enroll.

Oregonians who do not get health insurance through their job or a program such as the Oregon Health Plan or Medicare may for qualify help paying for 2019 coverage at HealthCare.gov, but only until Dec. 15. That’s the deadline to get health insurance for next year.

Individuals making about $48,000 or less per year, and families of four making about $100,000 or less, may get help paying for coverage. Last year, Oregonians who chose plans through HealthCare.gov got an average subsidy of $421 per month.

“People are often surprised by how high a family’s income can be and still get a subsidy to buy insurance at HealthCare.gov,” said Chiqui Flowers, administrator of the Oregon Health Insurance Marketplace. The marketplace is a division of the Oregon Department of Consumer and Business Services and is the state-level partner to HealthCare.gov.

To apply, go to OregonHealthCare.gov before Dec. 15 and answer a few Oregon-specific questions to get to the right application for them. Or you can search the “get help” directory on the site to find an insurance agent or community partner who can help you complete the application and enroll. Insurance agents and community partners provide local, one-on-one assistance at no charge to the client.