The Lincoln City City Council Monday night decided not to overload the list of municipal goals for the fiscal year ahead. So they settled on four: Building the new police station, push economic development, upgrade infrastructure (streets, sewers, water etc) and quit talking about about affordable housing and actually build some.
The four-to-two vote also allowed room to take up other goals depending on how things go throughout the year. One of them is an interest in improving Lincoln City’s internet service – making it less susceptible to slowing down due to the number of people using it at the same time. Also, make internet service more available to the city’s young people. Especially when it comes to getting their homework done.
Discussions only lightly touched on whether Lincoln City should establish its own city-owned internet service. Cities across the country are finding out that they can provide better internet service for a lot less money as opposed to private corporations, with lots of shareholders who demand a big return on their investment. But the council didn’t dive in to that part – although they have in the past to some degree. The council asked City Manager Ron Chandler to look in to the issue and report back to the council.
A late report from the Central Coast Fire Protection District is that an electrical problem or a short caused the fire which ignited the greasy surface on the stove along with nearby combustibles.
On Wednesday, April 18, 2018, the Diversity Committee of the Central Oregon Coast Chapter of the National Organization for Women (NOW) will host a presentation and discussion examining the many understandings of feminism. Leading the conversation will Elizabeth “Lisa” Norton, a member of the Confederated Tribes of Siletz Indians where she has lived and worked for over 30 years; and Franki Trujillo-Dalbey, Ph.D., a third generation Latina whose family has lived in Toledo for nearly 100 years. The talk will take place in the McEntee Meeting Room, Newport Public Library, 35 NW Nye Street, Newport at 6 pm. The public is welcome.
The discussion will focus on how our own understanding of feminism impacts our ability to enjoin people of different identities. This interactive presentation will include time for answering questions and sharing resources. The public is invited to join in for a thoughtful and inclusive exploration of this complex but crucial foundational concept.
Presenter Lisa Norton has been a sexual assault advocate for over five years, both on and off the reservation. She earned her Master Degree in Social Work (MSW) from Portland State University, and is working on her Ph.D. in Social Work and Research. Her research interests include community-based, participatory action research. She also is looking at ways to reduce secondary trauma as a result of sexual assault in Indian Country. Most recently she served as Executive Director of My Sisters’ Place. Currently she is an Indian Child Welfare Director and is a Trainer for the Oregon Sexual Assault Taskforce and the Siletz Tribe.
Presenter Franki Trujillo-Dalbey is a diversity trainer and teacher and a past senior investigator for the Civil Rights Division. She was a faculty member at Portland State University’s Communication Department, teaching interpersonal, family, conflict, and intercultural communication classes. Last year she was a speaker for the Oregon NOW Annual Meeting on the topic of intersectionality and was the keynote speaker for the Central Coast Community College graduation ceremony. She is the board president for KYAQ 91.7 FM, and is an officer for Central Oregon Coast NOW.
Following the discussion the Central Oregon Coast NOW Chapter will conduct a brief business meeting. Anyone interested in the discussion or in NOW is encouraged to attend. For more information: NOW Website: www.centraloregoncoastnow.org.
On April 9th, 2018 Newport Police Department responded to a residence in Newport on a disturbance report that evolved in to the arrest of an accused sexual voyeur.
The suspect, a 25-year-old male identified as Jonny Redwolf Fulton, had set up a camera in a bathroom, attempting to capture video of a minor under the age of 16 living at the residence. The victim discovered the camera and notified the parents, who then confronted Fulton. Fulton reportedly became upset, demanding the family delete the video and return the camera. When the family refused and advised they had called the police, Fulton fled the area.
Officers seized the camera and searched the area for Fulton, but were unable to find him.
Fulton returned to the residence and Newport Police was summoned back to the scene. As police arrived Fulton attempted to flee. A family member of the victim’s grabbed Fulton and tackled him to the ground, where they held him until he was detained by police.
Fulton admitted to placing the camera in the bathroom with the intent of capturing video of the victim. He also admitted to having previously captured video of the victim.
The investigation revealed Fulton had been sending the victim messages via social media and Fulton also had an outstanding warrant from the State of Idaho for similar charges.
Fulton was arrested at the scene and lodged in the Lincoln County Jail for the following charges;
Three counts of Invasion of Personal Privacy
Three counts of Possession of Materials Depicting Sexually Explicit Conduct of a Child II
One county of being a fugitive from another State – Idaho.
Fulton was lodged in the Lincoln County Jail and is being held on $175,000 bail.
Oregon State University’s Hatfield Marine Science Center will hold its annual Marine Science Day on Saturday, April 14, giving visitors an opportunity to see laboratories behind-the-scenes, interact with student scientists and learn more about marine research.
The once-a-year open house event is free and open to the public. Marine Science Day runs from 10 a.m. to 4 p.m. at the center, located in Newport southeast of the Highway 101 bridge over Yaquina Bay. It will feature interactive, hands-on exhibits and opportunities to talk to researchers from OSU and other federal and state agencies.
This year’s theme is “The best work happens together; collaborations and partnerships.” Researchers will showcase their work on marine mammals, oyster aquaculture, ocean acidification, ocean noise, fisheries, deep sea vents and more. Visitors can learn about mapping the ocean sea floor, observe microscopic plankton, tour a genetics lab and explore the newly remodeled Visitor Center.
Special activities for children will be offered by Oregon Sea Grant and the Oregon Coast Aquarium. The Oregon Coast STEM Hub will also be available to engage K-12 students interested in pursuing marine studies.
Special events include:
A public feeding of the octopus in the Visitors Center at 1 p.m.
A lecture at 2:30 p.m. by Kaety Jacobson and Amanda Gladics of Oregon Sea Grant and OSU Extension, on “Why partnerships work: Stories of bringing science and community together.”
More information on the event is available online at http://hmsc.oregonstate.edu/marinescienceday by clicking here!
Jeff Berkley and Calman Hart emerged from the Southern California coffeehouse circuit, each building sizeable followings of their own before joining forces. As a duo for 18 years now, they have become fixtures on the folk circuit, making appearances at the Kerrville Folk Festival, as well as playing some of folk’s most prestigious venues including The Birchmere and The Bluebird Café.
On April 19, Berkley Hart will return to the Oregon Coast, offering a Thursday night performance at the Lincoln City Cultural Center. Doors in the LCCC will open at 6:30 pm, with a curtain set for 7 pm. Tickets are on sale now at lincolncityculturalcenter.org or by calling 541-994-9994.
The combination of Jeff Berkley, winner of the Kerrville New Folk Songwriter Award, and Calman Hart, a stand-out wordsmith, has become one of the premier acoustic duos touring the country. Every Berkley Hart show is packed with entertainment as the duo combines their natural down-home humor with poignant, delicate, masterfully crafted lyrics delivered with stunning harmony and musicianship.
Between songs, the obvious camaraderie between these two top songwriters shines as they effortlessly play off each other, make jokes and improve. Add in virtuoso playing from both Berkley (guitar) and Hart (guitar, harmonica) and it’s easy to see why the two have become live favorites.
With their most recent studio album, “Crow,” the duo explored the ups and downs of life in song. Much like how the crow symbolizes despair and darkness in some cultures, while in others it is a harbinger of hope and light, this contrast fits the yin and yang of the songs on “Crow” both musically and lyrically, and thus inspired the title. “Crow” was nominated for Best Americana Album for the 2011 San Diego Music Awards.
Tickets for the April 19 concert at the LCCC are $20 in advance and $22 at the door, on sale at the LCCC box office, 541-994-9994 or lincolncity-culturalcenter.org. The center accepts VISA, Mastercard and American Express, as well as checks and cash. The Lincoln City Cultural Center is located inside the historic brick Delake School building at NE Sixth St. and Hwy. 101.
A selection of Northwest beers and wines, sodas, sweet treats and Mountain Man savory snacks will be sold before the show, and during intermission.
Four Points to Consider When Setting a Retirement Income Goal
Provided By: Duane J. Silbernagel
No matter what your age or stage of life, targeting a goal for monthly retirement income can seem like a daunting task. Following are four considerations to help you get started.
1. When do you plan to retire?
The first question to ponder is your anticipated retirement age. Many people base their target retirement date on when they’re eligible for full Social Security benefits, and for today’s workers, “full retirement age” ranges from 66 to 67. Other folks hope to retire early, while still others want to work as long as possible. As you think about your anticipated retirement date, keep the following points in mind.
If you plan to retire early, you’ll need significant resources to provide income for potentially decades. You can typically tap your employer-sponsored retirement plan without penalty as early as age 55 if you terminate your employment, but if you try to access IRA assets prior to age 59½, you will be subject to a 10% early withdrawal penalty, unless an exception applies. In both cases, regular income taxes will apply. Also consider that you generally won’t be eligible for Medicare until age 65, so unless you are one of the lucky few who have employer-sponsored retiree medical benefits, health insurance will have to be funded out of pocket.
If you plan to delay retirement, consider that unexpected circumstances could throw a wrench in that plan. In its 2017 Retirement Confidence Survey, the Employee Benefit Research Institute (EBRI) found that current workers plan to retire at a median age of 65, while current retirees reported a median retirement age of 62. And although four in 10 workers plan to work until age 70 or later, just 4% of retirees said this was the case. Why the difference? Nearly half of retirees said they retired earlier than planned, with many reporting unexpected challenges, including their own health concerns or those of a family member.1
2. How long will your retirement last?
The second important consideration, which builds on the first, is how long your retirement might last. Projected life spans have been lengthening in recent decades due in part to advancements in medical care and general health awareness. According to the National Center for Health Statistics (NCHS), a 65-year-old woman can expect to live 20.6 more years, while a 65-year-old man can expect to live 18 more years.2 To estimate your own life expectancy based on your current age and health profile, visit the online longevity calculator created by the Society of Actuaries and American Academy of Actuaries at longevityillustrator.org.
3. What will your expenses look like?
The third consideration is how much you will need to meet your basic living expenses. Although your housing, commuting, and other work-related expenses may decrease in retirement, other costs — including health care — will likely rise.
In 2017, EBRI calculated that Medicare recipients with median prescription drug expenses may need about $265,000 just to pay for basic medical expenses in retirement.3 And that doesn’t even include the potential for long-term care. According to the Department of Health and Human Services (HHS), 52% of people over age 65 will need some form of long-term care during their lifetimes, which could add another $69,000, on average, to the out-of-pocket costs.4
In addition, remember to account for the impact inflation will have on your expenses over time. For example, say you need an estimated $50,000 to cover basic needs in your first year of retirement. Ten years later, at a 3% annual inflation rate (the approximate historical average as measured by the consumer price index), you would need more than $67,000 to cover those same costs.
4. How much can you accumulate?
This is perhaps the most important consideration: How much can you realistically accumulate between now and retirement based on your current savings rate, timeframe, investment portfolio, and lifestyle? Once you project your total accumulation amount based on current circumstances, you can gauge whether you’re on track or falling short. And if you appear to be falling short, you can begin to think about how to refine your strategy, either by altering your plans for retirement (e.g., delaying retirement by a few years), saving more, or investing more aggressively.
Although there are certainly no guarantees that any future plans will pan out as expected, taking time now to assess these four points can help you position yourself to pursue a comfortable retirement.
All investing involves risk, including the possible loss of principal, and there is no guarantee that any investment strategy will be successful.
1 EBRI Issue Brief, March 21, 2017
2 NCHS Issue Brief, Number 293, December 2017
3 EBRI Notes, January 31, 2017
4 HHS, “Long-Term Services and Supports for Older Americans: Risks and Financing Research Brief,” February 2016
I hope you found this beneficial and informational. For more information about me and my services, visit my website: www.duane.wrfa.com or just click here.
Thank you for your interest.
Duane Silbernagel is a Financial Advisor in Lincoln City, Oregon offering securities through Waddell & Reed, Inc., Member FINRA and SIPC. He can be reached at (541) 614-1322 or via email at DSilbernagel@wradvisors.com.
This article is meant to be general in nature and should not be construed as investment or financial advice related to your personal situation. The article was written by an independent third party, Broadridge Investor Communication Solutions, Inc. (Copyright 2018) and is provided for informational and educational purposes only. Waddell& Reed is not affiliated with www.newslincolncounty.com website and is not responsible for any other content posted to this website. (04/18)