Search Results : If We Want It

Letter to the Editor: “We can have it if we want it badly enough!”

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Feb 082016
 

Editorial Comment by Joanne Cvar

The 2016 election campaign is bringing media attention to health care reform, including scare tactics about the cost and viability of comprehensive universal health care.

Contrary to claims that comprehensive quality health care for everyone in the country would “break the bank,” such existing systems in Canada and Scotland spend about 40% less for universal health care coverage than we spend for our system, with better outcomes. And the Affordable Care Act currently leaves about 33 million people uninsured and many more under-insured.

Surprisingly,the cost of health care coverage for all those uninsured Americans would not raise taxes as much as the media claims. As it turns out, taxpayers already pay two-thirds of the health care dollar in the US. In addition to Medicare and Medicaid. the VA and the Centers for Disease Control and Prevention, American taxpayers, including the uninsured, pick up the tab for the benefit costs of state and federal public employees like teachers, FBI agents, firefighters and members of Congress. We also pay for the tax subsidy granted by the ACA to private health insurance, about $326 billion a year, expected to increase to $538.9 billion by 2024.

An expanded Medicare for All system in the US would result in massive savings in administrative costs. Canada and Scotland, with universal health care, pay about 16.7 cents of the health care dollar for billing and administration, while we pay about 31 cents here. We could save $400 billion annually on paperwork alone, enough to cover all of the uninsured and eliminate co-payments and deductibles for the rest of us..Without those savings, there is no way to pay for expanded coverage.

We already pay for universal health care. We just aren’t getting it. We need to counter the misinformation the media is spreading with the facts. Voters will support new taxes if they know the money will be well spent to bring health care justice to the USA at last.

 Posted by at 10:39 PM

Lincoln County Sheriff’s Deputies and other law enforcement sweep county of wanted persons

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Oct 122010
 

Lincoln County law enforcement has successfully completed its 8th annual countywide sweep to arrest offenders on outstanding warrants for family violence related charges, as well as compliance checks of registered sex offenders residing in Lincoln County. The local enforcement campaign was part of the National Family Violence Apprehension Detail which involves dozens of police agencies and hundreds of law enforcement officers nationwide.

The District Attorney’s Office, Lincoln County Sheriffs Office, Lincoln City Police Department, Newport Police Department, Oregon State Police, Toledo Police Department, and Lincoln County Community Corrections conducted the Domestic Violence Enhanced Response Team sweep in all areas of Lincoln County on Tuesday, October 12, 2010. The fifteen officer team made 182 registered sex offender contacts to verify compliance with registered sex offender requirements, and made 88 warrant arrest attempts. The effort of the participating officers resulted in the identification of 20 registered sex offenders who were out of compliance.

Arrest warrants will be requested for these subjects for Fail to register as a sex offender.

Sheriff Dennis Dotson stated, “The coordination and cooperation between the law enforcement agencies in Lincoln County was the principal reason for the success of this campaign. The officers involved in the sweep worked as a team and made contacts in and out of their respective jurisdictions. This effort is but one more example of our officers’, troopers’ and deputies’ commitment to making Lincoln County a safer place to live.”

(Authorized by Committee to Elect Patricia Patrick-Joling)

 Posted by at 5:00 PM

President Trump wants to sell off the BPA – The northwest’s publicly owned power provider

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May 232017
 

Bonneville Dam
Managed by the Bonneville Power Administration


In an effort to build a wall across the country’s southern border with Mexico, increase military spending and re-invigorating the American economy, President Trump is resorting to some very unpopular methods of raising the money. Not only is he proposing huge cuts to womens’ health programs, he’s now proposing to sell off the Pacific Northwest’s primary source for reasonably priced electricity – the Bonneville Power Administration (BPA).

The BPA was created in 1937 as a job program aimed at bringing affordable energy to the Pacific Northwest from the Grand Coulee and Bonneville dams. Cheap hydro-power from these first two monster reservoirs along with many others built since, northwest residents have enjoyed power that is far cheaper than what the private sector charges for their power. Sometimes at half the rates of private power.

But President Trump wants to sell the BPA to the private sector, which would most assuredly guarantee that everyone’s power bills would rise as much as 50%. Oregon Senator Ron Wyden says every now and then somebody will come along and suggest such a sell-off, but he says “Pacific northwest families have already paid off that investment, so the PEOPLE own BPA. And as far as he’s concerned, it’s not for sale. Wyden says “This is but another (literally) power grab by those who think nothing of robbing our friends, neighbors and co-workers of the fruits of their investing in BPA through the decades. President Trump’s proposal is destined to be tossed into the nearest trash can.” Wyden told reporters that there have been many attempts in the past to “hijack” the BPA. “It just ain’t gonna happen,” Wyden said.

 Posted by at 12:23 PM

Eliminating the power lines in front of D-River Wayside, an effort to ban plastic shopping bags, and law enforcement up close and personal.

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May 232017
 

D-River Wayside
First view of the ocean when entering Lincoln City.

D-River Wayside from the south – both sides of 101 to be free of poles and wires.

Lincoln City City Councilors “went for the gold” Monday night by deciding to remove power pole and cable blight cluttering up the first view of the ocean when coming into town from the north there at the D-River Wayside. The council was told by City Urban Renewal Director Alison Robertson that the long sought-after beautification of the wayside area is finally possible and despite other possible projects for urban renewable funding, the council said “do it” with only Mayor Don Williams voting no.

Robertson said that the $2.2 Million project would remove poles and then underground the wires on both sides of 101 through the D-River viewshed. Since they’re doing both sides of 101, some additional design work will have to be done. But soonafter, construction should begin. No specific timelines was given during the meeting.

Another urban renewal project was approved – what’s called an “Economic Development Toolbox, specifically aimed at helping local businesses and reducing visual blight through the commercial corridor through town.

Other projects were removed from the urban renewal list and will be brought back up for consideration at a later date. City Councilor Diana Hinton emphasized that those other projects were not being sacrificed, but rather will be assigned to a spot in the city’s capital projects list. Those other projects include sewer line and storm water improvements, a teen and youth recreation center, a central services facility for the homeless, a partnership between the city and local developers to build workforce housing, child care facility, upgraded internet services to encourage more home-based businesses, and more parks. Councilor Hinton strongly emphasized that none of these other listed projects are going away and must be dealt with.

The vote to approve the projects list was five to one – Mayor Williams voting no. Mayor Williams is a strong free market booster and frowns on certain government supported programs or projects.

Taft Elementry 5th grade class on a request to ban plastic shopping bags.


Earlier in the evening a group of Taft Elementary 5th graders, backed by their teachers, approached the council, asking them to outlaw the use of plastic shopping bags in Lincoln City. The children, through a slide show, made a passionate plea for the council to ban the bags. The children said that plastic bags kill fish, birds and other sea-going animals. They said the process to create plastic bags causes more pollution than making paper bags. They told the council that plastic bags take twenty years to decay in the ocean and 1,000 years in a landfill. They also observed that plastic bags on Lincoln City beaches send the wrong message to tourists when they visit the town. The kids then called on the council to ban the sale of plastic bags in Lincoln City in favor of the use of paper bags or reusable cloth bags.

The council praised the kids for their presentation and for their concerns about pollution and protecting wildlife.

But after the kids and their teachers left, the council voted 4 to 2 not to ban plastic bags. Mayor Williams cited a National Oceanographic and Atmospheric Administration report that indicated there are no giant swirling islands of plastic out on the open sea. But the mayor did read aloud that there are concentrations of tall columns of plastic particles and other materials swirling in the ocean, but nothing like what was presented by the children – the mayor making a note that he was dubious of the childrens’ resource materials.

Councilor Kip Ward replied that the kids did a good job on the topic and the fact that there are, at sea, large areas of concentrated plastic debris broken down to micro-levels, it therefore constitutes a genuine problem. Councilor Dick Anderson said he’s concerned about the jobs that would be lost if plastic bags were outlawed. City Councilor Judy Casper said (very tongue in check) that if she was caught with a plastic shopping bag while returning from a shopping trip would she be arrested and put in jail? “Would anyone bail me out?,” she asked. Councilor Susan Wahlke chimed in recalling that when she was in high school there was a movement among some students to ban plastic straws. Councilor Anderson added that just because Portland banned plastic bags doesn’t mean that Lincoln City should follow their lead. “In fact,” said Anderson, “nobody should follow Portland’s lead,” adding that it was a classic case of government over-reach. But Anderson did toss out to the council whether city staff ought to look into the matter for later consideration.

So when the vote came on whether city staff should look in to the matter further, it was four to two against – Anderson, Casper, Wahlke and Mayor Williams voting no. Councilors Hinton and Ward voting yes.

Citizen training drill with police back-up on procedures for public contact for any reason on the road.


But there was universal agreement about the value of the Lincoln City Police Department’s Citizens Law Enforcement Academy – a recently launched three month long series of mini-training exercises that police officers offer to city residents who want to see what’s really going on with law enforcement.

Chief Keith Killian and several officers showed a video of the various kinds of exercises attendees go through from procedures in pulling somebody over, confrontations with less than cooperative suspects, personal defense tactics using tazers and, if necessary, firearms. Attendees also get an in-depth view of how criminal cases are reported, investigated and referred to the district attorney’s office. Several citizen “graduates” of the Citizens Law Enforcement Academy were clearly impressed by what they experienced and what they’ll never forget about law enforcement and the heightened level of respect and admiration for all our men and women officers on the beat.

Chief Killian said another citizens police academy is coming and he invites any adult resident of Lincoln City who would like to get the straight scoop on law enforcement to call Lincoln City Police at 541-994-3636 for more information.

 Posted by at 12:46 AM

Oregon State Parks wants YOU! to weigh in on the future of state parks in Lincoln County!

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May 092017
 

Beverly Beach getting the BIG Beach Blanket!
Pauline Morrison

The Oregon Parks and Recreation Department (OPRD) will hold two public meetings in May to present the final draft master plan for state parks in Lincoln County, including South Beach and Beverly Beach. The plan guides future development, recreational use and resource management for the next 20-25 years.

The final draft plan culminates two years of work spent analyzing existing conditions and needs at 26 parks and waysides comprising the Beverly Beach and South Beach Management Units. Highlights include:

>> Expanding camping at South Beach State Park.

>> Adding a new disc golf course, parking and trails at the South Jetty Day-use Area at South Beach State Park.

>> Adding pedestrian connections and trail improvements at Yaquina Bay State Park and Beverly Beach State Park.

>> Adding a new campground and making day use improvements at Fogarty Creek State Park.

>> Updating the parking lot and adding a new reservable picnic shelter at Beachside State Park.

>> Accessibility improvements at many of the parks.

Click here for details

The meetings will be held:
>> Wednesday, May 24 at the meeting yurt at Beverly Beach State Park, located on Hwy 101 five miles north of Newport. Public comment will be taken at the public meeting, from 5-7 p.m. The public meeting follows an advisory committee meeting from 1-3 p.m. The public is welcome to attend the advisory committee meeting; however, only comments from the advisory committee will be heard.

>> Wednesday, May 31, 5-7 p.m., in the Rose Room at Wilsonville Public Library, 8200 SW Wilsonville Rd.

Services, programs and activities of OPRD are covered by the Americans with Disabilities Act (ADA). If accommodations are needed, please call 503-986-0744 at least 72 hours in advance of the meeting.

For more information about these meetings or about the draft master plan, contact Ian Matthews, Park Planner, at 503.986.0744 or ian.matthews@oregon.gov.

Dr. Anne McEachern
Dr. of Audiology
Sea Towne Shopping Center
Click here for details

 Posted by at 10:36 PM

Lincoln City City Council aims to end sewer overflows enroute to the town’s treatment plant – and council denies breaking state open meeting law

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May 092017
 

Lincoln City City Hall
Archive photo

Fixing a nasty problem

The Lincoln City City Council Monday night approved a costly sewer system project aimed at all but eliminating sewer spills that occur while flowing to the town’s waste water treatment plant.

Lincoln City is like a lot of Oregon towns that routinely have the skies open up and drown the countryside with so much storm run-off that it causes overflows from overwhelmed sewer pump stations.

The City Council Monday night took a big step toward making those overflows more of a rarity by adding more pipes for the water to flow through enroute to the plant. The council approved the installation of 800 feet of twin 14″ sewer capture lines that will be burrowed under Schooner Creek near the south end of town. The million dollar project will give an existing 24″ line some relief during heavier storms.

Click here for Details

What’s different in this project is that the council gave the city’s public works department the power to individually interview a number of engineering and construction firms to determine which is the best candidate for the task. Just going out to bid won’t suffice because of the uniqueness of the job – cutting under and along a river to the treatment plant. City staff made it clear the city had one chance to get such a challenging project done the right way. They don’t want to go out to bid and take their chances. They want it done right the first time.

The council said yes. Go ahead. Staff replied that they will immediately issue requests for proposals and will intensely interview the top candidates, one of which will be recommended for approval by the City Council. Staff said they would like the project to be done by late summer/early fall.

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City Council shoots back at local newspaper that accused them of having an illegal meeting.

In a recent edition of a local newspaper (not the News-Guard), the editorial staff accused the Lincoln City City Council of holding an illegal meeting – illegal because a number of city councilors were sitting in the audience watching a city advisory committee discuss important issues that would later come before the council. The paper accused city councilors present of creating a defacto meeting of themselves as councilors, thereby constituting a legal quorum of its members without first advertising it to the public.

City Councilors made it very clear Monday night that although there was a legal quorum of them in the audience, their presence was perfectly legal. City Attorney Richard Appicello agreed, adding that any city councilor has the right to attend just about any city meeting in order to get the benefit of valuable information that would affect the city. He said the only thing for councilors to watch out for is sitting too close together so that no councilor is tempted to talk to other councilors about what’s going on at the meeting. Watching a meeting and then comparing notes among themselves is forbidden because it becomes an unannounced meeting AMONG THEMSELVES. Appicello said if any councilor sees other councilors at a meeting that isn’t one of their own, to put some distance between themselves so there is no appearance of any communication between them. It would also stand to reason that at the end of such a meeting that they would leave one at a time with no chit-chat while walking down the hall.

Click here for info

 Posted by at 1:16 AM

Inter-agency police anti-crime sweep in Lincoln County

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May 012017
 

Last Friday, Newport Police Officers joined law enforcement officers from local area agencies to participate in a community impact crime sweep in Lincoln City and Otis. Toledo Police Department, Lincoln City Police Department, Lincoln County Sheriff’s Office, Lincoln County Parole and Probation, and Oregon State Police all participated in this one-day operation.

The purpose of this exercise was to generate a significant community impact through a targeted, and highly visible law enforcement presence. Officers stopped vehicles, conducted interdiction stops, completed field interviews, searched for wanted subjects, and disrupted criminal behavior in the areas of assignment.

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Officers concentrated on neighborhoods from which recent complaints about drug trafficking and criminal behavior have been made. Areas for which information was received that criminal activity was occurring were also included in the perimeter.

During the seven hours of operation, the 15 participating officers made eight arrests; conducted 15 field interviews; made five bar checks, 16 knock-and-talks at homes, 11 consent searches, and multiple traffic stops.

Arrests were made for the following offenses: Failure to Register as a Sex Offender; Possession of Controlled Substance (4); Hindering Prosecution; Parole Violation; and Outstanding Warrants. Many of the investigations are continuing, and additional charges are expected.

 Posted by at 2:39 PM

Four Ways to Double the Power of Your Tax Refund

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Apr 112017
 

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Duane J. Silbernagel
Financial Advisor
Waddell & Reed

Four Ways to Double the Power of Your Tax Refund
Provided By: Duane J. Silbernagel

The IRS expects that more than 70% of taxpayers will receive a refund in 2017.¹ What you do with a tax refund is up to you, but here are some ideas that may make your refund twice as valuable.

Double your savings

Perhaps you’d like to use your tax refund to start an education fund for your children or grandchildren, contribute to a retirement savings account for yourself, or save for a rainy day. A financial concept known as the Rule of 72 can give you a rough estimate of how long it might take to double what you initially save. Simply divide 72 by the annual rate you hope that your money will earn. For example, if you invest your tax refund and it earns a 6% average annual rate of return, your investment might double in approximately 12 years (72 divided by 6 equals 12).

This hypothetical example of mathematical compounding is used for illustrative purposes only and does not represent the performance of any specific investment. Fees, expenses, and taxes are not considered and would reduce the performance shown if they were included.

Split your refund in two

If stashing your refund away in a savings account or using it to pay bills sounds unappealing, go ahead and splurge on something for yourself. But remember, you don’t necessarily have to spend it all. Instead, you could put half of it toward something practical and spend the other half on something fun.

The IRS makes splitting your refund easy. When you file your income taxes and choose direct deposit for your refund, you can decide to have it deposited among two or even three accounts, in any proportion you want. Qualified accounts include savings and checking accounts, as well as IRAs (except SIMPLE IRAs), Coverdell Education Savings Accounts, health savings accounts, Archer MSAs, and TreasuryDirect® online accounts. To split your refund, you’ll need to fill out IRS Form 8888 when you file your federal return.

Double down on your debt

Using your refund to pay down credit card debt or a loan with a high interest rate could enable you to pay it off early and save on interest charges. The time and money you’ll save depend on your balance, the interest rate, and other factors such as your monthly payment. Here’s a hypothetical example. Let’s say you have a personal loan with an $8,000 balance, a 12% fixed interest rate, and a 24-month repayment term. Your fixed monthly payment is $380. If you were to put a $4,000 refund toward paying down your principal balance, you would be able to pay off your loan in 12 months and save $780 in interest charges over the remaining loan term. Check the terms of any loan you want to prepay, though, to make sure that no prepayment penalty applies.

Be twice as nice to others

Giving to charity has its own rewards, but Uncle Sam may also reward you for gifts you make now when you file your taxes next year. If you itemize, you may be able to deduct contributions made to a qualified charity. You can also help your favorite charity or nonprofit reap double rewards by finding out whether your gift qualifies for a match. With a matching gift program, individuals, corporations, foundations, and employers offer to match gifts the charitable organization receives, usually on a dollar-for-dollar basis. Terms and conditions apply, so contact the charitable organization or your employer’s human resources department to find out more about available matching gift programs.

¹IR-2017-01, irs.gov
I hope you found this beneficial and informational. For more information about me and my services, visit my website:
www.duane.wrfa.com
Thank you for your interest.

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 Posted by at 2:13 PM

A heart-felt good-bye to a sweet soul….

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Apr 062017
 

Wendy
Forever almost 14

My beagle Wendy died this morning, and its kind of numbing. We spent the last eleven years together 24/7. She was almost fourteen.

I got her when she was almost three. Not house broken because she lived in a kennel before she came to me. The bathroom was her bedroom at first and that’s where she chose to die this morning. Kind of full circle.

Now I’m alone for the first time in my life. It never dawned on me when I walked by her at the Loyalty Days Parade what an impact she would have on me. She was the typical beagle with that puppy face. The owners wanted $100 I gave $40. She never looked back when we left – didn’t cry or whimper – nothing.

It started off a little rocky – poop on the rug and other things and the fact that she was a beagle. A wiff in the air could send her off on a bolt. But we both learned to get along with each other. Or I should say, she decided to keep me.

I wasn’t a very good companion at first. I drank too much – was always a little distant – but she stayed and kept telling me in various ways that it’s ok to love her. Eventually I did. She accomplished what no one could do in fifty years. She made me feel human.

I buried her below the bedroom window and although I can’t reach over and rub her head, I can still say good night.

After twelve hours the reality is setting in that she’s not on the porch waiting to be let in.

Wendy’s gone and I miss her. She had a good soul.

Boris White
Forever Wendy’s pal

 Posted by at 9:45 PM

Why Diversified Investing is Smart – Especially in the long run….

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Apr 032017
 

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Duane J. Silbernagel
Financial Advisor
Waddell & Reed


Why Diversification Matters
Provided By : Duane J. Silbernagel CFP®

When investing, particularly for long-term goals, there is one concept you will likely hear about over and over again — diversification. Why is diversification so important? The simple reason is that it helps ensure that your risk of loss is spread among a number of different investments. The theory is that if some of the investments in your portfolio decline in value, others may rise or hold steady, helping to offset the losses.

Diversifying within asset classes

For example, say you wanted to invest in stocks. Rather than investing in just domestic stocks, you could diversify your portfolio by investing in foreign stocks as well. Or you could choose to include the stocks of different size companies (small-cap, mid-cap, and/or large-cap stocks).

If your primary objective is to invest in bonds for income, you could choose both government and corporate bonds to potentially take advantage of their different risk/return profiles. You might also choose bonds of different maturities, because long-term bonds tend to react more dramatically to changes in interest rates than short-term bonds. As interest rates rise, bond prices typically fall.

Investing in mutual funds

Because mutual funds invest in a mix of securities chosen by a fund manager to pursue the fund’s stated objective, they can offer a certain level of “built-in” diversification. For this reason, mutual funds may be an appropriate choice for novice investors or those wishing to take more of a hands-off approach to their portfolios. Including a variety of mutual funds with different objectives and securities in your portfolio will help diversify your holdings that much more.

Mutual funds are sold by prospectus. Please consider the investment objectives, risks,
charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

Diversifying among asset classes

You might also consider including a mix of different types of asset classes — stocks, bonds, and cash — in your portfolio. Asset allocation is a strategic approach to diversifying your portfolio. After carefully considering your investment goals, time horizon, and risk tolerance, you would then invest different percentages of your portfolio in targeted asset classes to pursue your goal.

Winning asset classes over time

The following table, which shows how many times during the past 30 years each asset class has come out on top in terms of performance, helps illustrate why diversifying among asset classes can be important.

Performance is from December 31, 1986, to December 31, 2016. Cash is represented by Citigroup 3-month Treasury Bill Index. Bonds are represented by the Citigroup Corporate Bond Index, an unmanaged index. Stocks are represented by the S&P 500 Composite Price Index, an unmanaged index. Foreign stocks are represented by the MSCI EAFE Price Index, an unmanaged index. Investors cannot invest directly in any index. However, these indexes are accurate reflections of the performance of the individual asset classes shown. Returns reflect past performance and should not be considered indicative of future results. The returns do not reflect taxes, fees, brokerage commissions, or other expenses typically associated with investing.

The principal value of cash alternatives may fluctuate with market conditions. Cash alternatives are subject to liquidity and credit risks. It is possible to lose money with this type of investment.

The return and principal value of stocks may fluctuate with market conditions. Shares, when sold, may be worth more or less than their original cost. U.S. Treasury securities are guaranteed by the federal government as to the timely payment of principal and interest, whereas corporate bonds are not.

The principal value of bonds may fluctuate with market conditions. Bonds are subject to inflation, interest rate, and credit risks. Bonds redeemed prior to maturity may be worth more or less than their original cost.

The risks associated with investing on a worldwide basis include differences in financial reporting, currency exchange risk, as well as economic and political risk unique to the specific country.

Investments offering the potential for higher rates of return also involve higher risk.
Diversification and asset allocation are methods used to help manage investment risk; they do not guarantee a profit or protect against investment loss.

I hope you found this beneficial and informational. For more information about me and my services, visit my website:
www.duane.wrfa.com
Thank you for your interest.

Continue reading »

 Posted by at 1:20 PM