Search Results : If We Want It

Letter to the Editor: “We can have it if we want it badly enough!”

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Feb 082016
 

Editorial Comment by Joanne Cvar

The 2016 election campaign is bringing media attention to health care reform, including scare tactics about the cost and viability of comprehensive universal health care.

Contrary to claims that comprehensive quality health care for everyone in the country would “break the bank,” such existing systems in Canada and Scotland spend about 40% less for universal health care coverage than we spend for our system, with better outcomes. And the Affordable Care Act currently leaves about 33 million people uninsured and many more under-insured.

Surprisingly,the cost of health care coverage for all those uninsured Americans would not raise taxes as much as the media claims. As it turns out, taxpayers already pay two-thirds of the health care dollar in the US. In addition to Medicare and Medicaid. the VA and the Centers for Disease Control and Prevention, American taxpayers, including the uninsured, pick up the tab for the benefit costs of state and federal public employees like teachers, FBI agents, firefighters and members of Congress. We also pay for the tax subsidy granted by the ACA to private health insurance, about $326 billion a year, expected to increase to $538.9 billion by 2024.

An expanded Medicare for All system in the US would result in massive savings in administrative costs. Canada and Scotland, with universal health care, pay about 16.7 cents of the health care dollar for billing and administration, while we pay about 31 cents here. We could save $400 billion annually on paperwork alone, enough to cover all of the uninsured and eliminate co-payments and deductibles for the rest of us..Without those savings, there is no way to pay for expanded coverage.

We already pay for universal health care. We just aren’t getting it. We need to counter the misinformation the media is spreading with the facts. Voters will support new taxes if they know the money will be well spent to bring health care justice to the USA at last.

It’s a great day to get vaccinated!!! “Cuz you don’t want the flu messin’ up two weeks of your life!

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Oct 112017
 

Those germs do get around….
Commons photo

The start of Autumn means the start of influenza season, and public health officials say now is the best time—when the number of flu cases in Oregon is still low—to get vaccinated.

While it’s difficult to forecast exactly how bad the flu season will be this year, health officials say getting a flu shot is the best way to prepare for however it shapes up.

Flu is a virus that causes mild to severe respiratory illness and can lead to hospitalization. The virus kills thousands of people in the U.S. each year. People at higher risk of severe illness or death include children, adults older than 65, pregnant women and those with chronic medical conditions or weak immune systems.

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The flu vaccine is the best protection against flu. It can take up to two weeks to become effective, so getting it earlier in the season is ideal. Vaccinations are recommended for everyone 6 months of age and older.

Ways that we can all help prevent the flu:

* Stay home and limit contact with others if you are sick, including staying home from work or school when you are sick.
* Cover your nose and mouth with a tissue when you cough or sneeze. Throw the tissue out when you are done.
* Wash hands with soap and water. Use an alcohol-based hand rub if soap and water are not available.
* Avoid touching your eyes, nose and mouth.
* Clean and disinfect surfaces and objects that may have flu germs on them.
* Avoid getting coughed and sneezed on.

Flu vaccine is available from health care providers, local health departments and many pharmacies. To find flu vaccine clinic, visit the OHA flu prevention website at http://www.flu.oregon.gov/ and use OHA’s flu vaccine locator tool.

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Lincoln County Sheriff’s Deputies and other law enforcement sweep county of wanted persons

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Oct 122010
 

Lincoln County law enforcement has successfully completed its 8th annual countywide sweep to arrest offenders on outstanding warrants for family violence related charges, as well as compliance checks of registered sex offenders residing in Lincoln County. The local enforcement campaign was part of the National Family Violence Apprehension Detail which involves dozens of police agencies and hundreds of law enforcement officers nationwide.

The District Attorney’s Office, Lincoln County Sheriffs Office, Lincoln City Police Department, Newport Police Department, Oregon State Police, Toledo Police Department, and Lincoln County Community Corrections conducted the Domestic Violence Enhanced Response Team sweep in all areas of Lincoln County on Tuesday, October 12, 2010. The fifteen officer team made 182 registered sex offender contacts to verify compliance with registered sex offender requirements, and made 88 warrant arrest attempts. The effort of the participating officers resulted in the identification of 20 registered sex offenders who were out of compliance.

Arrest warrants will be requested for these subjects for Fail to register as a sex offender.

Sheriff Dennis Dotson stated, “The coordination and cooperation between the law enforcement agencies in Lincoln County was the principal reason for the success of this campaign. The officers involved in the sweep worked as a team and made contacts in and out of their respective jurisdictions. This effort is but one more example of our officers’, troopers’ and deputies’ commitment to making Lincoln County a safer place to live.”

(Authorized by Committee to Elect Patricia Patrick-Joling)

What kind parks do Newport residents want and where??

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Mar 202019
 

Newport Parks and Recreation Center


Calling community members of all ages! The City would like your feedback
on the draft Park System Master Plan during a public workshop Wednesday, March 27th at the Newport Recreation Center, Room 117, 225 SE Avery Street. It runs from 5 to 7 pm

City official says they want to hear everyone’s thoughts about future potential improvements to parks, trails, and open spaces in Newport, including existing and new park facilities.

Those who attend the workshop will:
– Learn about project work that has been completed to-date.
– Provide input on recommended improvements to parks, trails.
– Comment on the draft Park System Master Plan. All ages are welcome!
– Refreshments will be provided.

Your feedback at this event will help inform the long range plan for Newport’s Park System. You have an opportunity to help shape the community’s future. We want to hear from you!

Click here for info

For those who cannot attend in person, a survey and online version of the Open House are available at this link through Monday, April 1: https://www.surveymonkey.com/r/NewportOpenHouse3

For more information, contact:
Rachel Cotton, Associate Planner, City of Newport
r.cotton@newportoregon.gov
541-574-3341

Surface Rescue

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Vacation Rental Dwelling issue still hanging…

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Mar 182019
 

Vacation Rental Dwellings
Good source of room tax revenues as well as complaints from the neighbors.

The Newport City Council got an earful from both sides of the Vacation Rental Dwelling issue Monday night. Those who favor opening up the city to VRDs more widely across the city were opposed by those who are primarily permanent residents who don’t want the noise, the trash and parking problems that VRDs frequently cause.

Proposals involve VRD-protected areas of town that have rules and regulations to prevent nuisance issues versus areas of town where VRDs would remain banned. The other proposal is to open up the whole city for VRDs with enhanced strict enforcement of VRDs and dramatically stepped up code enforcement.

Predictably, permanent residents of Newport complain about VRD invasions of their neighborhoods that dramatically lower their quality of life, if not their property values. Then others, mostly VRD owners or property management firms that manage VRDs say, if the city tries to cluster VRDs in areas near commercial or tourism services there might be a flurry of VRD-owner lawsuits even if the changes were made over a five or ten period.

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One VRD owner said their industry brings in a lot of money to Newport and they want that to continue. But another citizen indicated that permanent residents and centers of employment like NOAA and HMSC and normal tourism facilities contribute far more to the community and should not be discounted. And that if the number of VRDs expand, it will only make affordable housing that much harder to find.

Others like Newport resident Lon Brusselback pointed out that the city Planning Commission recommended consolidating VRDs in limited areas near tourism and shopping facilities to give regular neighborhoods a break from the noise and excessive parking created by VRDs. He and others told the council that city planning staff is recommending just the opposite by advocating VRDs be allowed in wider areas of the city, thereby disrupting the quality of life of those living in those neighborhoods.

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The city council acknowledged this “great divide” of opinion and scheduled another city council workshop (no public testimony) for April 1st, 3pm at City Hall. Whatever course changes are produced will be forwarded to a formal city council session for May 6th for possible final decision on where VRDs should be allowed around town.

On another topic, Newport Fire Chief Rob Murphy asked the city council to authorize formal negotiations with their next-door neighbor fire district, the Newport Rural Fire District. The Rural Fire District contracts for fire services with Newport Fire by collecting property taxes levied on their homes and businesses that are outside the Newport City Limits. These contract services have been in effect for years, but the rural district is now interested in consolidating with Newport, and forwarding their tax dollars either to the city or to a whole new fire protection district that would encompass both Newport and the rural areas around it.

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The city council seemed to be taken aback by the idea but none-the-less gave the go-ahead to explore what such a merger might accomplish. No details were discussed – it’s strictly exploratory and may take a couple of years to hammer out the details. Therefore, no immediate changes are contemplated.

The proposed merger mirrors other consolidation efforts between North Lincoln County and the Depoe Bay Fire Districts. That merger could be a couple of years away as well.

Newport Fire Department
Low priority calls wasting NFD’s time and money. A fix is now in place.

And Chief Murphy and the head of PacWest Ambulance got permission from the city council to give relief to the fire department from having to respond to most medical calls around town. Chief Murphy reminded the council that most medical calls automatically trigger the activation of PacWest Ambulance and a city fire truck. And there has been a dramatic increase in the number of calls for helping someone get up off the floor after a fall, inside or outside their homes, or for a simple transport to the hospital.

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Chief Murphy says most calls are a waste of time and money for the fire department which does not get reimbursed for such activations. There’s also instances when a fire truck crew is at a medical call and a real emergency, like a car wreck or a house fire catches them flat-footed, causing a delayed response to the real emergency. But if an ambulance crew really needs extra help from the fire department, Newport Fire-Rescue will respond to the scene.

The council gave their blessing to the “as needed” protocol. Chief Murphy and the manager of PacWest shook hands and committed themselves to the new procedures.

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Lincoln City endorses battle against Climate Change as well as Traffic Speeders

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Mar 112019
 

Carbon Dioxide concentrations in the Earth’s Atmosphere over the past 400,000 years.

The Lincoln City City Council Monday night endorsed the Audubon Society’s call for everyone on planet Earth to do all they can to combat Climate Change.  Rapidly rising sea levels would definitely affect Lincoln City, especially south of town where the Siletz River flows into the ocean.  Rising sea levels would likely inundate the Siletz Highway and Highway 101.

Here’s the resolution from the Audubon Society as adopted by the City Council:

A RESOLUTION OF THE CITY OF LINCOLN CITY RECOGNIZING CLIMATE CHANGE AWARENESS

WHEREAS, climate change, created by atmospheric warming caused by greenhouse gases, has reached a critical level; and

WHEREAS, science has shown that climate change is a result of human activity; and

WHEREAS, climate change on the Oregon coast will result in higher wave heights, more powerful winter storms, shoreline erosion, rising sea level and tidal height, hypoxic nearshore ocean waters, seasonal temperature changes, more acidic ocean waters, and changes in forest cover; and

WHEREAS, the impact of addressing the effects of climate change on the Oregon coast may be measured in lost lives, economic losses, an increased cost of living; and

WHEREAS, climate change has a profound effect on the residents and visitors of the City of Lincoln City and the Oregon coast; and

WHEREAS, it is incumbent upon everyone to seek innovative solutions to reduce the impact of climate change on the atmosphere, oceans, forests, fisheries, and energy and water sources; and

WHEREAS, it is important for the City of Lincoln City to be a leader on the Oregon coast in seeking solutions to this crisis.

NOW, THEREFORE, be it resolved by the City Council of the City of Lincoln City, Oregon, that we hereby urge the residents and visitors of the City of Lincoln City, Oregon, to do their part in reducing climate change impacts by seeking innovative solutions to this global problem.

We further urge residents and visitors to promote by example, energy efficiency, a healthy  environment, and a sustainable economy to address the serious impacts facing our Earth.

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Active radar signs to slow down drivers.

The City Council also wants to tackle a problem that most cities have and that’s speeders.  A traffic study was conducted recently that showed that roughly 15% of motorists driving Highway 101 and other busy stretches of pavement with the city limits are violating the speed limit – some more than others.

City Manager Ron Chandler offered a number of tactics to slow down that 15% but said he preferred solar powered speed reading signs which he claims are very effective at slowing traffic.  They can also be moved around town to slow down drivers on other stretches of 101 and major arterials.

No final decision was made but it seemed apparent that the solar signs may well be the preferred option.

Surface Rescue

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Power generators urge energy conservation

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Mar 022019
 

Bonneville Dam
BPA wants us all to cut back and use energy efficient light bulbs.


Unseasonably cold temperatures, low stream flows for hydropower production, transmission import constraints and high natural gas constraints are putting pressure on the regional electricity system. BPA is taking steps to increase power supplies and reduce consumer demand to keep the federal power system operating smoothly and support regional reliability.

“It’s always a good idea to use electricity wisely, and it’s even more important when supplies are tight,” says Elliot Mainzer, BPA administrator.

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As temperatures are forecast to remain unseasonably cool across much of the region through the first week of March, BPA is asking customers to reduce energy use when possible to relieve stress on the power system.

“It’s supposed to be sunny over the next three days, so we’re asking customers to open their shades on south-facing windows and use the natural warmth of the sun to help heat their home,” said Snohomish County Public Utility District spokesperson Aaron Swaney. “We’re also asking them to turn the thermostat down a couple of degrees to give their furnace a break.”

Surface Rescue

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“With regional weather continuing to be colder and snowier than usual, we always appreciate efforts by energy consumers to reduce their energy usage whenever possible,” Mark Johnson, Flathead Electric Cooperative general manager.

Tips for saving energy can be found here.

Staff Recommended 2019 Pacific Halibut Sport Regulations

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Feb 062019
 

Yaquina Bay Charters photo


Staff Recommended 2019 Pacific Halibut Sport Regulations

The International Pacific Halibut Commission (IPHC) approved catch limits for fisheries off of the US West Coast that are approximately 25% higher than the catch limits in 2018. Based on that catch limit, ODFW staff recommended season dates are below:

Columbia River Subarea

All-Depth Season: Open on Thurs May 2, Sun May 5, Thurs May 9, Sun May 12, Fri May 24 (this is not a typo, date is supposed to be on Friday), and Sun May 26. If any quota remains after those dates, can be open every Thurs and Sun until the quota is taken or Sept. 30. Quota = 14,627 pounds.

These dates came from a public request and were chose because they line up with openings in the other Washington subareas and will should prevent the effort shift seen in 2018, when this subarea opened a week earlier than any other subarea in WA or OR.

Nearshore: Open Mon-Wed, inside the 40-fathom line off of Oregon, beginning May 6, through the quota being caught of Sept 30. Quota = 500 pounds.

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Central Oregon Coast Subarea

Spring All-Depth Season:

Fixed Dates: May 9-11; May 16-18; May 23-25; May 30-June 1; and June 6-8.
Back-up dates, available if quota remains: June 20-22; July 4-6; and July 18-20.
Quota = 171,103 pounds.
For the Central Oregon Coast spring all-depth fixed dates, based on input from this weeks’ public meeting and the online survey, staff are recommending 15 fixed dates, without skipping any weeks due to tides. With the 25% increase in quota, there was a fair bit of discussion about 15 days vs. 18 days. Some wanted as much opportunity as possible to catch the spring quota. Others wanted to be a little precautionary with how many fixed dates, so that the summer all-depth season isn’t impacted (any overage from the spring fishery comes out of the summer). An additional consideration was the timing of back-up dates compared to dates for the directed commercial fishery. The ODFW staff recommendation is based on trying to balance all of those considerations.

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Summer All-Depth Season: opens Aug 2-3, then every other Fri and Sat until the earlier of the quota being caught or Oct 31. Quota = 67,898 pounds.

Nearshore: Opens June 1, seven days per week, inside the 40-fathom line, through the earlier of the quota being caught or Oct 31. Quota = 32,591 pounds.

Southern Oregon Subarea: opens May 1, seven days per week through the earlier of the quota being caught or Oct 31. Quota = 11,322 pounds.

A map with all of this information on it can be found at: https://www.dfw.state.or.us/MRP/finfish/halibut/seasonmaps/2019_halibut_map.pdf

Additional information about sport halibut fisheries can be found on ODFW’s halibut webpage.

Click here for details

Hybrid Funds: Balanced, Lifestyle or Target?

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Jan 292019
 

Click here for Details


Duane J. Silbernagel
Financial Advisor
Waddell & Reed
541-614-1322

Hybrid Funds: Balanced, Lifestyle, or Target?
Provided By: Duane J. Silbernagel, CFP®

Holding a mix of stocks and bonds is fundamental to building a portfolio that can pursue growth while potentially remaining more stable than a stock-only portfolio during market downturns. Many investors approach this goal by owning a mix of individual securities, a mix of funds, or both. However, some hybrid funds try to follow the same strategy in a single investment.

Although the goal of these funds is simplicity, they are not as simple as they may appear, and different types of hybrid funds have very different objectives.

Balanced funds

Balanced funds typically strive for a specific asset mix — for example, 60% stocks and 40% bonds — but the balance might vary within limits spelled out in the prospectus. Theoretically, the stocks in the fund provide the potential for gains while the bonds may help reduce the effects of market volatility.

Generally, balanced funds have three objectives: conserve principal, provide income, and pursue long-term growth. Of course, there is no guarantee that a fund will meet its objectives. If you are investing in a balanced fund or considering whether to do so, you should understand the fund’s asset mix, objectives, and rebalancing guidelines as the asset mix changes due to market performance. Rebalancing is typically necessary to keep a balanced fund on track, but could create a taxable event for investors.

Lifestyle funds

Lifestyle funds, also called target-risk funds, include a mix of assets designed to maintain a consistent level of risk. These funds may be labeled with terms such as conservative, moderate, or aggressive. Because the targeted risk level remains consistent over time, you may want to shift assets from one lifestyle fund to another as you approach retirement or retire. A conservative lifestyle fund might be an appropriate holding throughout retirement.

Target-date funds

Target-date funds contain a mix of assets selected for a specific time horizon. The target date, usually included in the fund’s name, is the approximate date when an investor would withdraw money for retirement or another purpose, such as paying for college. An investor expecting to retire in 2035, for example, might choose a 2035 fund. As the target date approaches, the fund typically shifts toward a more conservative asset allocation to help conserve the value it may have accumulated. This transition is driven by a formula called the glide path, which determines how the asset mix will change over time. The glide path may end at the target date or continue to shift assets beyond the target date.

Funds with the same target date may vary not only in their glide path but also in the underlying asset allocation, investment holdings, turnover rate, fees, and fund performance. Variation tends to be greater as funds near their target date. If you own a target-date fund and are nearing the target date, be sure you understand the asset mix and whether the glide path extends beyond the target date.

All in one?

Traditional balanced funds typically contain a mix of individual securities. Although these funds may be an appropriate core holding for a diversified portfolio, they are generally not intended to be an investor’s only holding. However, some balanced funds and most lifestyle and target-date funds include a mix of other funds. These “funds of funds” are often intended to offer an all-in-one portfolio investment. You may still want to hold other investments, but keep in mind that investing outside of an all-in-one fund may change your overall asset allocation. Asset allocation and diversification are widely accepted methods to help manage investment risk; they do not guarantee a profit or protect against investment loss.

Additional considerations

The principal value of a target-date fund is not guaranteed before, on, or after the target date. There is no guarantee that you will be prepared for retirement on the target date or that any fund will meet its stated goals. The return and principal value of all funds fluctuate with changes in market conditions. Shares, when sold, may be worth more or less than their original cost.

Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

Although the goal of hybrid funds is simplicity, they are not as simple as they may appear, and different types of hybrid funds have very different objectives.

I hope you found this beneficial and informational. For more information about me and my services, visit my website:
www.duane.wrfa.com

Thank you for your interest.

Duane Silbernagel is a Financial Advisor in Lincoln City, Oregon offering securities through Waddell & Reed, Inc., Member FINRA and SIPC. He can be reached at (541) 614-1322 or via email at DSilbernagel@wradvisors.com. 
This article is meant to be general in nature and should not be construed as investment or financial advice related to your personal situation. The article was written by an independent third party, Broadridge Investor Communication Solutions, Inc. (Copyright 2018) and is provided for informational and educational purposes only. Waddell& Reed is not affiliated with www.newslincolncounty.com website and is not responsible for any other content posted to this website.  (01/19)

Hybrid Funds: Balanced, Lifestyle or Target??

 Daily News  Comments Off on Hybrid Funds: Balanced, Lifestyle or Target??
Jan 142019
 

Click here for Details


Duane Silbernagel
Waddell & Reed

Hybrid Funds: Balanced, Lifestyle, or Target?
Provided By: Duane J. Silbernagel, CFP®

Holding a mix of stocks and bonds is fundamental to building a portfolio that can pursue growth while potentially remaining more stable than a stock-only portfolio during market downturns. Many investors approach this goal by owning a mix of individual securities, a mix of funds, or both. However, some hybrid funds try to follow the same strategy in a single investment.

Although the goal of these funds is simplicity, they are not as simple as they may appear, and different types of hybrid funds have very different objectives.

Balanced funds

Balanced funds typically strive for a specific asset mix — for example, 60% stocks and 40% bonds — but the balance might vary within limits spelled out in the prospectus. Theoretically, the
stocks in the fund provide the potential for gains while the bonds may help reduce the effects of market volatility.

Generally, balanced funds have three objectives: conserve principal, provide income, and pursue long-term growth. Of course, there is no guarantee that a fund will meet its objectives. If you are investing in a balanced fund or considering whether to do so, you should understand the fund’s asset mix, objectives, and rebalancing guidelines as the asset mix changes due to market performance. Rebalancing is typically necessary to keep a balanced fund on track, but could create a taxable event for investors.

Lifestyle funds

Lifestyle funds, also called target-risk funds, include a mix of assets designed to maintain a consistent level of risk. These funds may be labeled with terms such as conservative, moderate, or aggressive. Because the targeted risk level remains consistent over time, you may want to shift assets from one lifestyle fund to another as you approach retirement or retire. A conservative lifestyle fund might be an appropriate holding throughout retirement.

Target-date funds

Target-date funds contain a mix of assets selected for a specific time horizon. The target date, usually included in the fund’s name, is the approximate date when an investor would
withdraw money for retirement or another purpose, such as paying for college. An investor expecting to retire in 2035, for example, might choose a 2035 fund. As the target date approaches, the fund typically shifts toward a more conservative asset allocation to help conserve the value it may have accumulated. This transition is driven by a formula called the glide path, which determines how the asset mix will change over time. The glide path may end at the target date or continue to shift assets beyond the target date.

Funds with the same target date may vary not only in their glide path but also in the underlying asset allocation, investment holdings, turnover rate, fees, and fund performance. Variation tends to be greater as funds near their target date. If you own a target-date fund and are nearing the target date, be sure you understand the asset mix and whether the glide path extends beyond the target date.

All in one?

Traditional balanced funds typically contain a mix of individual securities. Although these funds may be an appropriate core holding for a diversified portfolio, they are generally not intended to be an investor’s only holding. However, some balanced funds and most lifestyle and target-date funds include a mix of other funds. These “funds of funds” are often intended to offer an all-in-one portfolio investment. You may still want to hold other investments, but keep in mind that investing outside of an all-in-one fund may change your overall asset allocation. Asset allocation and diversification are widely accepted methods to help manage investment risk; they do not guarantee a profit or protect against investment loss.

Additional considerations

The principal value of a target-date fund is not guaranteed before, on, or after the target date. There is no guarantee that you will be prepared for retirement on the target date or that any fund will meet its stated goals. The return and principal value of all funds fluctuate with changes in market conditions. Shares, when sold, may be worth more or less than their original cost.

Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

Although the goal of hybrid funds is simplicity, they are not as simple as they may appear, and different types of hybrid funds have very different objectives.

I hope you found this beneficial and informational. For more information about me and my services, visit my website:
www.duane.wrfa.com

Thank you for your interest.
Duane Silbernagel is a Financial Advisor in Lincoln City, Oregon offering securities through Waddell & Reed, Inc., Member FINRA and SIPC. He can be reached at (541) 614-1322 or via email at DSilbernagel@wradvisors.com. 
This article is meant to be general in nature and should not be construed as investment or financial advice related to your personal situation. The article was written by an independent third party, Broadridge Investor Communication Solutions, Inc. (Copyright 2018) and is provided for informational and educational purposes only. Waddell& Reed is not affiliated with www.newslincolncounty.com website and is not responsible for any other content posted to this website.  (01/19)

LC Schools Superintendent Dr. Karen Gray wants you to know….

 Daily News  Comments Off on LC Schools Superintendent Dr. Karen Gray wants you to know….
Jan 102019
 

Community Learning and Sharing: Conversations with Dr. Karen Gray
Tuesday, January 29⋅6:00 – 7:30 pm
Sam Case Elementary
459 NE 12th St, Newport, OR 97365

Description: These are sessions with Dr. Karen Gray, new Superintendent of Lincoln County School District, on a topic of learning in our schools. This first session is on Restorative Justice is a way of managing social expectations in a restorative rather than punitive manner. Come learn more about what it is and how it relates to our teaching.

All are welcome! Pizza will be served. This is a family-friendly event but will be more for adults with children in our schools. Childcare provided.

Click here for details

Community Learning and Sharing: Conversations with Dr. Karen Gray
Wednesday, February 6⋅6:00 – 7:30 pm
Taft Elementary School
SE High School Dr, Lincoln City, OR 97367

Description: These are sessions with Dr. Karen Gray, new Superintendent of Lincoln County School District, on a topic of learning in our schools. This first session is on Restorative Justice. Restorative Justice is a way of managing social expectations in a restorative rather than punitive manner. Come to learn more about what it is and how it relates to our teaching.

All are welcome! Pizza will be served. This is a family-friendly event but will be more for adults with children in our schools. Childcare provided.

Click here for details

The Sweet Adelines are recruiting new members!!

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Jan 012019
 

It’s a new year and a new opportunity for women from 14 to 90 plus to sing with Sweet Adelines. The chorus is a part of the international sweet adelines that provides education and training for creating good sound and performance. In Lincoln County, the chorus is under the direction of Paula Dahl. She says, “I like having new people and want to assure them that they do not need to read notes because we provide learning tapes.”

The chorus performs in the community and participates in the annual convention in Reno with two songs every three years. People who join will enjoy the sisterhood of the members and the great learning that is given by professionals who visit the chorus.

Anyone who sang as a teen has a chance to warm up her vocal chords and re-ignite the endorphins that come from singing.

Women are welcome to visit and check it out to see if the chorus is a fit for them.

Thank you,
Evelyn Brookhyser
541-265-8023

Sen. Wyden wants 6-1-1 Hotline for those contemplating suicide

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Dec 202018
 

U.S. Senator Ron Wyden
D-Oregon
Bill to create 6-1-1 suicide prevention line.

Wyden Asks FCC to Adopt New Three-Digit Number for Mental Health and Suicide Support

Washington, D.C. – U.S. Sen. Ron Wyden today asked the Federal Communications Commission (FCC) to adopt a new three-digit phone number for those needing mental health and suicide support.

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Wyden noted in his letter to the FCC that suicide rates are rising nationally with the Centers for Disease Control reporting more than 40,000 Americans died by suicide last year. And unfortunately, according to Mental Health America, Oregon ranks poorly among states for prevalence of mental illness for youth, and for prevalence of mental illness for adults.

“More needs to be done to help those in need, and to increase resources and improve access to mental health professionals to help those thinking of suicide,” Wyden wrote the FCC.

“I believe that a 3-digit code number, similar to 9-1-1 for emergencies, would most easily come to mind for those in need of intervention services,” Wyden wrote. “A new designated 3 digit code, such as 6-1-1, which has been recommended by my friends from Oregon Lines for Life, would be best because we need a dedicated hotline for only this issue.”

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“We all know that for fire, or rescue, or physical injury, we call 911. Well, we need a 911 for the brain — and that’s what a three-digit lifeline will deliver,” said Lines for Life CEO Dwight Holton. We all struggle from time to time. It’s time we make it easy for folks in crisis to get connected with folks who can help. And we very much appreciate Senator Wyden’s leadership on this issue.”

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Don’t chop up those downed trees! Wildlife needs’em!

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Dec 192018
 

Downed trees make for great wildlife habitat. Don’t cut ’em up…call the Mid-Coast Watershed Council, 541-265-9195


Trees make for great fishery habitat…

Downed Trees Wanted for Salmon Restoration

With another big storm behind us (and maybe another one on the way) the MidCoast Watersheds Council (MCWC) would like to remind you that a downed fir, spruce or cedar tree in your yard can be much more than firewood and a big headache!

Through a grant from the Oregon Watershed Enhancement Board (OWEB) the MCWC can utilize downed trees through our “Salvage Log” program, and put them into good use creating salmon habitat in projects throughout the region. If possible, don’t break out the chainsaw just yet! To be used in a project, the tree needs to be of a decent length, at least 25-30 feet long; the longer the better! If we can transport it, we’d love trees with root wads as these help anchor the tree in place in the stream.

Surface Rescue

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With grant funds, we are able to hire a local contractor and/or self-loading log truck to pick up the downed tree and transport it directly to a project site, or one of our regional log storage locations for later use. We are also able to provide the landowner with a tax-deductible receipt for the value of the log itself.

Salmon streams used to have a lot more large wood in them. Large wood provides cover for juvenile fish, helps slow water and collect spawning gravel, and creates deeper pools. The trees that we are seeking (red cedar, Douglas fir and Sitka spruce) last longer when placed instream in Large Woody Debris projects than hemlock, shore pine, or hardwood species. Don’t know what species of tree it is? We can come take a look and let you know if we would be interested in using it for a project. Some of these other species can be utilized for other purposes, such as floodplain placement, where their relatively quick decomposition makes them great for creating nurse logs for new trees to grow on.

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For more information, or to set up a visit to assess a downed tree, please contact MCWC Restoration Specialist Evan Hayduk- (541) 265-9195 or evan@midcoastwatershedscouncil.org.

Life Insurance with a Refund – Duane Silbernagel

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Nov 302018
 

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Duane J. Silbernagel
Financial Advisor
Waddell & Reed
541-614-1322

Life Insurance with a Refund
Provided By: Duane J. Silbernagel

Comparatively speaking, of all the different types of life insurance available, term is usually the least expensive. Generally, term life insurance provides protection for a stated or defined period of time, usually from one year to 30 years. If you die during the coverage term, your beneficiary receives the death benefit from the policy. But what if you outlive the term? With return of premium (ROP) life insurance, you receive the return of all your premium payments at the end of the policy term if certain conditions are met.

What is ROP?
Variations may apply, but generally ROP is term life insurance coverage for a specific number of years (term). The face amount of the policy, or death benefit, is paid to your beneficiaries if you die during the term. But unlike straight term, if you live longer than the term, all of your premiums are returned to you with ROP as long as the policy was in good standing and in force at the end of the term. Some insurers even pay back a prorated portion of your premium if you cancel the ROP term insurance before the end of the term. Also, the premium returned generally is not considered ordinary income, so you won’t have to pay income taxes on the money you receive from the insurance company. (Please consult your tax adviser.)

Some particulars
Unlike permanent cash value life insurance, ROP premiums generally do not earn interest or appreciate in value. Also, the premium returned usually does not include the return of added premium charges for substandard coverage (extra premium charged for poor health) or costs for certain policy riders (extra premium you pay for benefits added to the basic term policy, such as a disability rider).
The cost of ROP can be significantly greater than straight term insurance, depending on the issuer, age of the insured, amount of coverage (death benefit), and length of the term. But ROP almost always costs less than permanent life insurance with the same death benefit. While straight term insurance can be purchased for terms as short as one year, most ROP insurance is sold for terms of 10 years or longer.

Is ROP right for you?
Before you buy life insurance, you should know how much insurance you need. Your need for insurance is based on numerous factors, some of which include your current age and income, your marital status, the number of incomes in your household, your number of dependents, your long-term financial goals, the amount of your outstanding debt, your existing life insurance, and your other assets. You should also consider your overall financial, estate, and tax planning goals as part of your insurance
needs evaluation.

Term insurance is appropriate for situations when there is a high need for insurance but not much cash flow to pay for it. For example, a young family with limited cash resources may have a great need for survivor income to provide for living expenses and education needs. Also, term insurance may be appropriate to cover needs for a limited period of time, such as coverage during your working years, your children’s college years, or for the duration of a loan or mortgage.

Whether to consider ROP term insurance usually revolves around a few issues. Does the added cost of ROP fit into your budget? It’s great to know you can get your money back if you outlive the term of your life insurance coverage, but there is a cost for that benefit. Also, if you die during the term of insurance coverage, your beneficiaries will receive the same death benefit from the ROP policy as they will from the less-expensive straight term.

Some financial professionals recommend that the best way to provide for your life insurance needs is to “buy term and invest the difference.” This suggestion is based on the premise that you know how long you will need life insurance protection (until your mortgage is paid off, for example), and that you’ll be able to get a better return on your savings from other investments. The same rationale may apply to ROP term insurance. Since your premiums do not earn interest while with the issuer, they likely will not keep up with inflation. So you may want to consider paying the lower premiums for straight term insurance and investing the difference to potentially accumulate more savings.

When choosing between these two alternatives, you may want to think about the amount of coverage you need, the amount of money you can afford to spend, and the length of time you need the coverage to continue. Your insurance professional can help you by providing information on straight term and ROP term life insurance, including their respective premium costs.

The cost and availability of life insurance depend on factors such as age, health, and the type and amount of insurance purchased. Optional riders are available for an additional fee and are subject to contractual terms, conditions, and limitations as outlined in the prospectus and may not benefit all investors.

The return of premium, as well as any other guarantees related to life insurance, are contingent on the claims-paying ability and financial strength of the issuer.
All investing involves risk, including the possible loss of principal, and there is no guarantee that any investment strategy will be successful. There is no assurance that working with a financial professional will improve investment results.
I hope you found this beneficial and informational. For more information about me and my services, visit my website: www.duane.wrfa.com Thank you for your interest.

Duane Silbernagel is a Financial Advisor in Lincoln City, Oregon offering securities through Waddell & Reed, Inc., Member FINRA and SIPC. He can be reached at (541) 614-1322 or via email at DSilbernagel@wradvisors.com.
This article is meant to be general in nature and should not be construed as investment or financial advice related to your personal situation. The article was written by an independent third party, Broadridge Investor Communication Solutions, Inc. (Copyright 2018) and is provided for informational and educational purposes only. Waddell& Reed is not affiliated with www.newslincolncounty.com website and is not responsible for any other content posted to this website. (10/18)

Newport Fire-Rescue wants to stop responding to minor medical emergency calls – leave those to PacWest Ambulance

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Nov 222018
 

Newport Fire Dept.

Newport Fire Chief Rob Murphy says calls for service from his department continue to rise to where they’re sometimes responding to multiple calls at the same time which stretches his small department rather thin.

This week, Chief Murphy said he is proposing to change response procedures by ascertaining the seriousness of a medical 9-1-1 call before they respond. If someone falls at home or on the job, and they need a trip to the hospital, PacWest Ambulance would respond like they always do, but not NECESSARILY with a fire crew to back them up. Chief Murphy says if it’s a 300 pound person, yes they’ll respond in order to have the manpower to get the patient in and out of the ambulance.

Chief Murphy says routine medical calls are putting more wear and tear on their fire trucks and other vehicles when the situation can be handled quite well by PacWest on their own. Chief Murphy adds that it’s becoming more common that while the fire department is enroute to a “lift assist” or an “allergic reaction,” a call for service due to a traffic crash or a house fire is delayed as they must divert from the minor medical call to the house fire or traffic crash. Minutes count in those situations.

Chief Murphy says his requested changes in response procedures, in close coordination with PacWest Ambulance, will take time to coordinate and make sure response priorities make sense and don’t endanger lives. He says it’s common for small fire departments like Newport to see their calls for service rise over time, which puts a strain on personnel and equipment, not to mention longer response times.

Chief Murphy says both PacWest and Newport Fire are absolutely committed to the highest service levels possible based on resources and manpower. He says the new protocols would not go in to effect until all logistics and medical priorities are worked out.

Coast Firefighters still at it mopping up those big fires in California…

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Nov 182018
 

Update on Oregon Coast Firefighters helping out with California blazes.


From Newport Fire Chief Rob Murphy

I wanted to give you an update on our crews down in California. I talked with the Strike Team Leader, Andy Parker. He said crews were doing well. They worked a 24 hour shift, getting off this morning. They will rest for 24 hours and go back out on the fire line.

The crews have been busy protecting structures, digging hand line and assessing damage in the town of Paradise. They reported that between 80-90% of Paradise had been burned. He described the landscape as “surreal”. Our strike team is made up of personnel and equipment from Yachats RFPD, Central OR Coast Fire Rescue District, Newport FD, Depoe Bay Fire Dist., North Lincoln Fire and Rescue, Toledo Fire Dept., Polk County Fire District, and Dallas/SW Polk Fire. It is truly a team effort we are putting forth to help the people of California.

Currently, the “Camp Fire” is 130,000 acres and 35% contained. Approximately 6500 structures have been lost and the death toll is up to 48. There are still over 15,000 structures threatened. There are over 5000 firefighters assigned to this fire. Oregon has sent 15 strike teams totaling 280 firefighters and over 45 engines. Please keep our crews, and the folks of Butte County in your thoughts and prayers.

Newport Fire Chief Rob Murphy
Lincoln County Fire Defense Board Chief

Walk With Ease: 6 Week Class to Improve Health

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Oct 292018
 

NRPA (National Recreation & Parks Association) held a campaign to improve and maintain the health and well-being of older adults by increasing opportunities for physical activity through local Parks and Recreation agencies. NRPA, with the support of the CDC (Centers for Disease Control and Prevention) offered local Park and Recreation agencies across the country training grants for Physical Activity Programs.

Click here for details

The Newport 60+ Activity Center was selected to receive a training grant for the evidence-based physical activity program “Walk With Ease”. Walk With Ease is a free 6-week class. These evidence-based classes are designed to reduce pain, build confidence in being physically active, and to improve overall health. No matter what your age or fitness level, this program will help connect you with other community members who want to improve their health through a gentle walking program that helps them begin slowly, at a comfortable level for them and gradually increase to continue on a lifetime path to improved health.

This class will be meeting three times each week for six weeks, on Monday, Wednesday and Friday from 3:00 – 4:00 pm. Class size is limited, so call or stop by to sign up. Class dates are: November 5 – December 17, 2018.

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For more information, call 541-265-9617, or stop by the Newport 60+ Activity Center located at 20 SE 2nd Street, Newport, OR. To see a complete listing of trips, events, classes and presentations: www.newportoregon.gov/sc. Find us on Facebook: www.facebook.com/NewportSeniorActivityCenter

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For those who want to light up their burn piles, now’s the time to do it!

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Oct 252018
 

Backyard burning
Keep an eye on it…
Archive photo


Lincoln County, the Lincoln County Fire Defense Board, and the eight fire protection agencies are opening burn season tomorrow, Friday, October 26th. With our recent rain and forecasted precipitation, the risk of fire spreading has decreased and is expected to remain at a low level.

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This summer’s weather was unusually dry and warm. This brought record drying to coastal vegetation and increased the fire danger throughout the region. These conditions prompted the Lincoln County Fire Defense Board to take the rare step of putting in place a total burn ban for all of August and September. We thank the public for being patient during this time and for their cooperation. Their diligence, along with the quick response of all of our Lincoln County firefighters helped keep wildfires to a minimum.

Many Lincoln County fire agencies require a permit to burn yard debris. We encourage the public to contact their local fire agency for specific regulations regarding burning of yard debris.

Newport Fire Central Coast Fire

541-265-9461 541-563-3121

Depoe Bay Fire North Lincoln Fire

541-764-2202 541-996-2233

Seal Rock Fire Siletz Fire

541-563-4441 541-444-2043

Yachats Fire Toledo Fire

541-547-3266 541-336-3311

Oregon Department of Forestry

541-336-2273

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Newport City Council: Panhandling, apartments for fish plant workers, water/sewer rates rising

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Oct 162018
 

Newport City Council
Archive photo


The Newport City Council made it official Monday night – no panhandling on Newport city streets involving cars and people in the road or from the sidewalk. If somebody wants to give a pandhandler some money, they have to pull off into a parking lot or park nearby. Those who violate this new law could be subject to a $50 fine. Motorists have long complained about panhandlers hanging around signal lights and holding up traffic while asking for food money. At North 21st and 101 and 101 at Highway 20, especially.

The council also agreed to let Pacific Seafood processing buy a few motels in Newport and turn them in to long term rentals for their workers. Those workers have been having a devil of a time finding a place to live for the 6 to 8 months they work in the fish plants down on the Bayfront.

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Water and sewer rates are going up in Newport. Higher rates will kick in December and climb a bit over the next five years in order for the city to keep up with maintenance requirements on the town’s sewer and water systems. The higher rates vary depending on how much water is used and whether you’re living in a house or you own a business. It’s a lot higher if you own a business. Residential rates will rise between 20 to 50 dollars a month over the next four years. Lots higher for businesses.

Water and sewer residential customers who are low income – no more than 60% of local median income – can get a 30% reduction in their bills but they have to fill out paperwork down at City Hall to get the discount.

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And finally, the city council applied for a grant from the state to help design a new dam on Big Creek, the source of Newport and vicinity’s water supply. The four million dollar grant would help pay for the design of a new dam that would be a lot more earthquake resistant. Both dams on Big Creek have been determined to not be strong enough to weather a strong shaker like Cascadia Subduction Zone quakes.

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